Real life MMD: She broke my phone — should I make her pay?

brendasear

£500 for a mobile phone!? You must be mad not to have it insured. Accidents can happen, that's what insurance is for.

potbelly

pennypinchUK wrote: »

1. Why didn't you insure it?
2. £500 for a mobile phone - are you mad?

You've just learned a lesson. Stop trying to get others to pay for your financial excesses.

I totally agree with this post. You've got more cash than brain cells.My mobile PHONE cost me 1p, and I top it up with around £5 every THREE months, and I run a SUCCESSFUL business with it.

onesixfive

pippinpuss wrote: »

Your house insurance should pay for it to be replaced. Ask her to pay the excess cost.

oh - if you didnt insure your phone - then you probably dont insure your home......?!!

BNT

sng165 wrote: »

oh - if you didnt insure your phone - then you probably dont insure your home......?!!

Home insurance is generally good value; most standalone cell phone insurance policies aren't. I know of no one at work or among my friends who has standalone insurance. Either it's covered by other insurance or it's a calculated risk.

John_Pierpoint

We have done this one a few weeks back, where a supervised child made a small blemish on next door's status symbol car, flaunted on the public road outside..
It is the same argument, why should you be able to impose the excessive risk of over priced luxury objects on your neighbours.

Reminds me of the woman who went out from a cruise ship on an African coach with open windows as the air conditioning.
OMG shock horror when one of the natives reached in and ripped the gold chain off her neck.

Keep your jewellery at home.

DylanO

She had no right to touch your phone so of course she should pay. All this talk of people 'flaunting their excesses' is of no consequence. Either she's liable for what she damaged or she's not - she is. That's true if it was a £50 item or a £5000 item, she remains liable.

If she doesn't pay up within a fortnight, sue her.

Talent

If you break something, you pay for it, simples.
However, until the phone has been checked by a repairman, you don't know and you may still not know for sure afterwards, why it has stopped working. Good luck!

John_Pierpoint

Legally you have to prove negligence.
I bet you a penny to a pound the firm has a clause saying they have no responsibility for private property left on the premises.
As for one of the servants being responsible for damage during the course of their employment, that will be down to their master.
So pop along and see what the managing director has got to say about it.

John_Gray

I think that MSE Penelope (the originator of this thread) has been listening to far too many editions of Radio 4's The Moral Maze.

This can be cured by frequent doses of Reality (such as the fact that you can buy an unlocked Nokia phone from Tesco for £14.97)...

lkate

You're the one who wanted to risk spending £500 on a mobile phone... Which I might add is more expensive than most laptops these days.
She should not pay a penny. I think your lucky enough to have her offer you another phone that she had? Most people wouldn't even have done that!