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Looking for £7,000 loan.

189101214

Comments

  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    I'll do that when I'm on my laptop I'm on the way to the gym

    Monday: thank you for applying for a loan We've passed the application across to our loans department | something akin those lines.

    Last night:


    Thank you very much. Nationwide Building Society expect to send your agreement by first class post within one working day. A letter with the agreement will tell you what you need to do. When Nationwide Building Society receive your paperwork, your money will be released into your chosen acount. Your money will be available in a Nationwide account the next working day, for all other accounts the money will be available in three to five working days. Please do no make any commitments until you can see the money is there. When taking out a Personal Loan you should consider your ability to maintain the monthly payments. Nationwide Building Society offers products that may protect you in such circumstances. Visit your Branch or call 0800 302010 to find out more.

    Also been in the phone to them just waiting for the actual paperwork to come when they get it back they release my money.
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000

    Amount Payed - £100
    Amount Left - £3440
  • 19lottie82
    19lottie82 Posts: 6,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    JoshBee25 wrote: »
    I meant genuine people who were trying to advise me to re think my loan out of past experience, .

    But that's what I did and I got a barage of abuse?
  • ~Brock~
    ~Brock~ Posts: 1,715 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Make sure you keep us all updated Josh. This is better than Corro...
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    19lottie82 wrote: »
    But that's what I did and I got a barage of abuse?

    No you were trying to be little me, saying you couldn't get a loan with you circumstances so how could I get one;

    I guess I'm less of a risk & have better credit/income?
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000

    Amount Payed - £100
    Amount Left - £3440
  • 19lottie82
    19lottie82 Posts: 6,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    JoshBee25 wrote: »
    saying you couldn't get a loan with you circumstances
    I didn't say that.
    JoshBee25 wrote: »
    I guess I'm less of a risk & have better credit/income?

    Wrong and wrong.
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    Yes you did look at your previous posts.
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000

    Amount Payed - £100
    Amount Left - £3440
  • 19lottie82
    19lottie82 Posts: 6,033 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    No I didn't. Please find where I did and quote me.
  • Hey Lottie

    I think that when JB read your post he somehow saw it as a criticism, I don't know why he would as it is plainly a post offering an insight into how you saw it. I think he was very unfair to you, yes there were others that were messing with him but that was not you..

    I hope that JB does read your post again and instead of reading it with contempt looks at it as it is meant to read.. Then finds it in himself to apologise to you....

    And JB before you start saying yeah well I must be better then them as I got the loan etc, what Lottie was saying was, that they are older then you, and they struggled so be prepared. Don't ask for advise and then bad mouth people who are giving their opinion that is just wrong on so many levels.
  • JoshBee25
    JoshBee25 Posts: 91 Forumite
    No, a majority I people on here posted for the crack & didn't want me to get the loan I may of read the post in the Wrong way if I did I'm sorry lottie but it's how I took it
    Total amount of debt - £3540
    Overdraft - £1540
    Credit Card - £2000

    Amount Payed - £100
    Amount Left - £3440
  • DominicJ_2
    DominicJ_2 Posts: 373 Forumite
    JoshBee25 wrote: »
    & didn't want me to get the loan

    Damned Right we didnt!

    Not for our own perverse enjoyment though
    You've just spent 12.5% of your take home pay for the next 7 years.

    You clearly dont understand the reality of that statement, and I assure you, learning your own financial lessons is not fun.

    We're not your mum trying to coddle you.

    The people youre currently screaming abuse at will be the ones you give your SOA to in 3 years time when the debt collectors are banging on the door.
    :T
This discussion has been closed.
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