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PPI on default account
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wizzywig27
Posts: 1,536 Forumite
This may sound a bit cheeky, but can tou reclaim PPI on an account that I defaulted on and is now being paid back to a DCA?
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Comments
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If you have reasons for complaint then you can complain. If they agree with your reasons then the redress will go against any debt written off first, then the default/arrears and only then if there is anything left over will you get any.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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Hiya
I am more than happy for the PPI to go against the debt! Would it be the DCA I contact or Capital One?0 -
You complain to the seller. Be positive on your facts and have supporting documentation handy. Capital One only have a 11% uphold rate at the FOS. So, they do handle their complaints well on the whole.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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