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question on nat insurance contributions

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Comments

  • jennifernil
    jennifernil Posts: 5,821 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    And adding the 12 years you could get credited for having a child to the 18 years you already have, that is your 30 years sorted.
  • paul2louise
    paul2louise Posts: 2,591 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    mgdavid wrote: »
    Atush said: You are getting NI contribs with your CB as if you were a stay at home mom.

    Molerat said; Whilst you are in receipt of child benefit for a child under 12 and some other benefits you will be credited NI contributions.

    What is so hard to understand?

    sorry for being thick, but the job centre told me that i would have to come in every 2 weeks to sign to get contributions after my JSA had finished. I just wanted to understand things abit clearly. I have been on various websites and i havent found it saying that i get NI from CB so sorry if i didnt understand things
  • mgdavid
    mgdavid Posts: 6,711 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    sorry for being thick, but the job centre told me that i would have to come in every 2 weeks to sign to get contributions after my JSA had finished. I just wanted to understand things abit clearly. I have been on various websites and i havent found it saying that i get NI from CB so sorry if i didnt understand things

    no problem, sounds more like JobCentre being thick! or maybe they didn't twig you had a child.
    The questions that get the best answers are the questions that give most detail....
  • paul2louise
    paul2louise Posts: 2,591 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    it must be job cntre being thick as a wriggling 1 year old on my knee is hard not to notice. Thanks.
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Like I said, call for a pension forcast, or apply for one online.

    They know you have a baby, due to the CB. If you are unsure, because the JC staff are useless, call the NI dept and ask them.
  • xylophone
    xylophone Posts: 45,945 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ChildBenefitandChildTrustFund/Childbenefits/Paymentsandentitlements/Benefitsforparents/DG_173609
    "If you have a child under 12 - and you're either looking after them at home or you work but don’t earn enough to pay National Insurance contributions - Child Benefit can help you qualify for ‘credits’ for being a parent or a carer. These credits count towards your State Pension."

    http://www.hmrc.gov.uk/ni/intro/credits.htm
    "You'll get National Insurance credits automatically in some situations. If you don't, you'll need to apply for them.
    Qualifying automatically for National Insurance credits
    You'll get National Insurance credits automatically:
    if you're getting certain benefits like Employment and Support Allowance or Carer's Allowance
    if you are a man approaching age 65 – see the section ‘National Insurance credits in different situations’
    for the tax years when you become 16, 17 and 18, if you meet the conditions – see the section ‘National Insurance credits in different situations’
    if you're getting Child Benefit for a child under 12
    if you're receiving Income Support and caring for a sick or disabled person
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