Wednesday 21st March - What small things will you do today??!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning :wave: yay to Wednesday - we've made it half way through the working week :j and the sun is shining here in kent :j:j

Small things for the day:

• [STRIKE]checked banking & ccs - no surprises![/STRIKE]
• walk to work
• [STRIKE]brekkie will be banana smoothi, using up 2 frozen/brown bananas[/STRIKE]
• dinner pasta bake using up LO chicken from Sunday
• [STRIKE]see if my neighbours are in so I can collect my parcel delivered yesterday on my way to work[/STRIKE]
• check onepoll
• [STRIKE]check ebay sales[/STRIKE]
• [STRIKE]freeze portions of mash I made yesterday to ensure none are thrown away![/STRIKE]

that's all, there'll probably be more but that's all I can think of right now! Am meeting my best friend for lunch today

Have a happy day everyone x

Pernicious

Morning DNMS, thank you for starting us & I hope you have a lovely lunchtime with your friend.

Morning to all who follow.

Today I will:-

• [strike]Food from stores[/strike]
• [strike]Make use of free water/milk at work[/strike]
• [strike]Stay in for my lunchbreak to avoid spending[/strike]
• [strike]Log calories using free app[/strike]
• [strike]Charge phone at work[/strike]
• Check for surveys
• Enter comps
• Check online banking
• [STRIKE]Try & keep the heating off[/STRIKE]
• [STRIKE]Work on wedding related tasks[/STRIKE]
• [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
• Check cashback
• [strike]Check fleabay[/strike]
• Dinner from meal plan - Chicken tonight, rice & veg - Ended up feeling so stressed today that I gave in & got pizza!!! Oops
• Read Martin's email

Have a great, MSE day everyone x

brizzledfw

Hi all

Thanks DNMS for starting us off. Good to see you're having a good few days!

Today we will:

- eat lunch and dinner from stores- eat chicken pie- cooked yesterday!
- use bread from BM...cooked yesterday!
- Go for coffee with friends..it may be at their house in which case no cost but if not just a minimal spend of coffee and cake
- haircut booked. Very much needed..but not sure how I will get there, bus or cab? Hmm. Need to think. My first excursion out for a bit.
- veg box, milk etc due but already in the budget
- relax and do my exercises!
- PADs and check banking

Think thats it

Brizzle

yorpington

Morning everyone! Wednesday already :j



+ Check banking
+ Keep an eye on eBay - wrap up items ending today
+ Make a meal plan and shopping list for April (didn't do yesterday as got distracted putting up shelves)
+ All meals from stores!
+ NSD! Trying really hard for two in a row. To be honest I was forced into it yesterday by forgetting my purse!:rotfl:

Have a good day all

Yargo1

Morning all
Off work today - should've been yesterday really as came down with terrible head cold , dizzy,headaches & generally feeling pants!

So am in bed and reading on here to a) take my mind off feeling crap and b) pick up more ms tips

Will check banking and also have a nsd as only time going out is docs later on

Have a good day all x

ziggy2407

Good Morning all

DNMS - Thanks for starting us off,enjoy lunch with your best friend.

La E - Hope Yoga went well, sent you lots of good-luck vibes

Yargo - Sorry to hear your not well, hope you perk up soon but in the meantime enjoy being in bed and rest

Today I will : (very repititive but helping at the moment)

Work (11.30-1.30) - Done
Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails - Done
Update food tracker (30.5lb off) - in progress
Read -
Quick tidy round - Done
20 mins on Yantra mat -
Try to "sparkle"
Pamper time - hands and feet tonight - Done
Comps - Done a few
Drop bag off at Charity Shop -

Hope you all have a great day, catch you all later, love you all

C xx

wannabee_in_credit

Morning all...
I've been awol for a couple of days again. Lots going on at the moment, and I had another migraine last night which saw me in bed for 9pm.
Plus DS is ill and OH still off work. I'm a little concerned about leaving a 3 year old with him whilst he's unwell but I'm hoping it'll do him some good to actually have some time with his son (albeit both ill).
Things for today:
washing done and on airer
start of my wedding diet today - my food already supplied, rest of family eat from stores
read Martin's email
get some marking done after school instead of hitting the shops
make sure ds and OH go out even if just for half an hour

specialkthefirst

hi everyone
today i am off uni as my DS has ear and throat infection so day in so it will be a NSD! 2nd of the week, im getting better at these lol.
today i will
- pack ebay sales up for oh to send tomorrow, and hope the people who havent pay, pay today so they can all be sent off together
-list some more stuff on ebay
-check online banking
-check for freebies on magicfreebies
-catch up with some surveys (already done 2 this morning:D)
-sort stuff out for carboot im doing this weekend with my mum
-move money from paypal into saving for nursery fees

think thats about it. thanks for keeping me motivated everyone
xx

Wannabe01

Good morning, It’s a lovely sunny day here today.
DNMS – Thanks for starting us off this morning.

My list for today:
:)Quick shower done
:)Catch up with emails done
:)Water veg/fruit plants done
:)Work (10-5) done
:)Check for surveys done
:)Look into comps
:)Work on wedding related tasks work in progress
:)Check cashback done
:)Look into jobs
:)Daily clicks done
:)Check airer –iron and put away
:)Phone mum done
:)Studying
:)Give oh the shopping list and he can do the shopping whilst I am working done He spent a bit over budget but will cut back on some other things to compensate for this.
:)Take dd out for a walk when I finish work done

I think that is everything that I need to get done today, Hope everyone has a good Wednesday

kjp

Morning all!

Thanks for starting the thread DNMS and hugs to all the poorly people!

I am also full of cold, joy! Spent most of yesterday in bed, today I'm on annual leave so feeling a bit less guilty about not being at work! So will be a quiet day for me today, with lots of fluid and vit c!

Today I will:
[STRIKE] Check banks[/STRIKE] Paypal payment received, so transferred to house savings
[STRIKE] Check CCs[/STRIKE]
[STRIKE] Check TCB[/STRIKE]
[STRIKE] Read newsletter[/STRIKE]
NSD?
[STRIKE] Look for airport parking for OH next month[/STRIKE]
[STRIKE] Update MS Money[/STRIKE]
[STRIKE] Update food tracker[/STRIKE]
Post test item
Prep next week's test item
Bit of OU maybe
Email college to find out how to go about retaking exam I failed on Monday, gutted!
Prep for job interview tomorrow - iron suit jacket
[STRIKE] Unsubscribe from a few emails I get to both accounts[/STRIKE]

Think that's it, have a great day all!

Kxx

anna_d_2

Morning everyone - especially those who are feeling under the weather. Hope the lurgy passes soon.

Feelinga little more positive this morning although today will be a spendy day - have to buy (hopefully our last packet of) pull ups for the toddler, have Slimming World tonight and the new mag is out (cheaper in group and filled with good family recipes).
Apart from that


- Check Onepoll
- Check banking (although am not liking that at the moment... too little cash!)
- Wash out on the line
- Lunch in with me from home including fruit and yoghurt for snacks
- Dinner from the stores at home
- Heating on very low again - must remember to switch it off over night (only comes on for half an hour to take chill off but it is very mild today).
- No unnecessary car journeys - walk to Slimming World and back.