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Tuesday 20th March - What small things will you do today?

La_escocesa
Posts: 3,119 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:money:
Hi everyone :wave:
Happy first day of spring! Can you feel the excitement in the air? :j
I'm going to walk to work to celebrate
Here's what else I'm up to:
Looking forward to hearing what you're all up to :beer:
xxxx
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:money:
Hi everyone :wave:
Happy first day of spring! Can you feel the excitement in the air? :j
I'm going to walk to work to celebrate

Here's what else I'm up to:
- HM lunch to work
- Teaching yoga :T
- Job hunting - bit of a struggle in this city - just really my company and the other company where I didn't get the job in my industry - new job would probably mean an hour's travel each way and me having to buy a car :eek: Need to work out what's worth it.
- Filling out stuff for health assessment next week - free with work
- Meeting a friend for tea at coffee shop (cheapest drink they sell
)
- Check for surveys on my phone
- Do a bit of MIL's bday tea cosy
Looking forward to hearing what you're all up to :beer:
xxxx
0
Comments
-
Morning La E, thanks for starting us off & good luck with the job hunt!
Me today:- checked banking & ccs
- walk to work
- all meals from stores
- salmon out of freezer for dinner
- NSD
- swimming & sauna with best friend tonight
- go see dd after work
- onepoll in break
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Hi all!
+ Check banking
+ Keep an eye on eBay
+ Meals from stores
+ Make vats of soup and pasta sauce for freezer to use up elderly ingredients!
+ NSD!
+ Make a meal plan and shopping list for next month.
+ Try not to stress about my bank balance - just waiting for payments etc to come in, nowhere near limit, will be back to rights by the end of the week, it's all fine. Calm, Yorps. Calm.0 -
Hi everyone,
Quick list and back to nap on train!
- check bank
- left lunch at home so will go find something cheap
- Check one poll
- do aprils budget tonight
- Don't spend on credit!
- go visit bf tonight
Hope everyone has a good one!
Xxx0 -
Morning all,
Thanks for starting us La Escocesa, sounds tough with your job at the moment, it may be worth sticking where you are from the sounds of it! But the grass is always greener.
Today I will:-- [strike]Food from stores[/strike]
- [strike]Make use of free water/milk at work[/strike]
- [strike]Pop to the post office on my lunchbreak & come straight back![/strike]
- [strike]Log calories using free app[/strike]
- [strike]Charge phone at work[/strike]
- [STRIKE]Check for surveys[/STRIKE]
- [STRIKE]Enter comps[/STRIKE]
- Check online banking
- [STRIKE]Try & keep the heating off[/STRIKE]
- [strike]Work on wedding related tasks[/strike]
- [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
- Check cashback
- [strike]Check fleabay[/strike]
- [strike]Post ebay item & return wrong place cards[/strike]
- [STRIKE]Dinner from meal plan - Fish & chips from the freezer[/STRIKE]
- Take refillable water bottle to Pole & get a lift there - I forgot we didn't book in this week so home exercise instead!
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
Morning everyone.
Thanks for the thread La E and good luck with the job.
Day off today but I got woken up by the smoke alarm set off by OH making a sausage butty at 6.30!
Todays list:
WM is on, will line dry and want at least another load done if not 2!
Get next 3 days uniforms washed and ironed so I can leave them at work tomorrow.
Have checked for surveys and done an Ipsos one (only need 190 more points and I get an Amaz0n voucher and can get the CD I really want.
Pot on some tomato and chilli seedlings and put some potatos into their tubs in the garden, already have the compost.
Might plant some flower seeds into recycled trays.
Dig over a bit more wasteland to turn it into a resemblence of garden.
Pinch some more bricks from the pile sat in the garden of the empty house next door to make some border walls!
Go to Ikea to get the bit missing out of the flat pack chest of drawers.:mad:
Try to resist buying the new motorbike I have wanted for about 4 years and can get on 0% (Think I might fail on this one) Local shop has the model I want in stock and will do it at a good price.
Look for another job! Am starting to really hate mine. :eek:
Meals from stores.
Heating off.
Long walk with pooches for free exercise.
Have a good day everyone.0 -
Good Morning all
La E - Thanks for starting us off, sending you lots of good luck vibes for job hunting and for Yoga tonight, really wish I could be with you but its difficult with hubby being on nights plus its Parents Evening too.
Aria - Sorry to hear about your job, hope you find something soon, dont beat yourself up about the bike either you're doing Fab and have resisted for a long time.
Today I will : (very repititive but helping at the moment)
Work (11.30-1.30) - Done
Parents Evening - Done, really pleased
Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails - Done
Update food tracker (30.5lb off) - in progress
Read - Done
Quick tidy round - Done
20 mins on Yantra mat -
Try to "sparkle"
Pamper time while OH at work tonight while watching "Holby", maybe hands and feet tonight - Maybe tomorrow, will watch Holby tomorrow with Hubby before work
Comps - None managed tonight
Hope you all have a great day, catch you all later, love you all
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Good Morning all
Hope you are all well not been on for ages got a bit down about the debt etc so didnt want to come on here and be reminded ! Bad I know but hope to make this a good year for debt clearance !
1 Checked bank
2 Ticked of monthly spreadsheet !
3 post ebay items and take photos for ebay items !
4 Check ds new bed was ordered when website had an error got a posh bed and matteress delivered for £101.00 bed alone was about £200 but the sale price was £000 they made an error but bed turned up a few weeks late but not complaining !!!
5 sort out cupborad for bedding see what I got for a single bed !
Thats it for today !£10 a day challange Feb 27/435 Jan 530/465
2012 to pay off CC
After snowballing should be debt free by Mar 2016
2011 Target to be overdraft free this year and get debt down!0 -
Good morning everyone,
Thanks for starting us of LaE - good luck with the job hunting. I'm in a similar situation with work myself at the moment. I think I need a change but there's not too much around and about at the moment. I wonder if it's a case of better the devil you know.
Today's listcheck banking
check surveys
nsd
stick to diet (oink)
don't get too stressed about work
flylady before my house gets up and walks away on its own
Have a good day everyone...Ninja Saving Turtle0 -
Think most people got work blues at mo ! Here too! There is just one individual who changes the whole atmosphere-- bloody govt!! Stop putting the retirement age up!!!! Grrrrr
Home for lunch but will be small spend tonight as catching up with mate and getting our tea from chippy - hope not too dear
Check banking and wish it were pay day
Have a good day all xxDEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
MFW 2012 No.148:£1600 / £450.00
Mortgage - 102,57.160 -
Good morning everyone,
La E – Thanks for starting us off this morning. Good luck with the job hunting.
My list for today:
:)Quick shower done
:)Do work that is in for today and finish things off from yesterday done
:)Look into jobs
:)Catch up with emails done
:)All meals from stores done
:)Check for surveys done
:)Work on wedding related tasks done
:)Some studying
:)Clean the kitchen and make some ice
:)Daily clicks
:)Spend some quality time with dd done
:)Collect up washing and do any full loads
:)Check airer, iron and put away
:)Check cashback
:)Check for freebies
:)Look into comps (I keep thinking about doing this but think its time to take some action)
:)Take dd for a walk and collect ds from school done
I think that is everything that I need to get done today. Hope everyone has a good Tuesday.Aiming to get Debt Free.0
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