virgin better online ?

BONJOEY

i have a virgin card and i never get offers through the post from them, but check my account online regulary,

i had a promotional bt for 6 months of 2.9% which runs out march, just checked there now offering another bt, 2.9% till october!!

well impressed, might go for it.;)

just wondered how many people use the online facility ....

aj3001

Not with Virgin but all of my banking is done online (so via Morgan Stanley, HSBC, Halifax and Nationwide)

ShirleyPark_2

I do my virigin credit card banking online, though I've now cleared that card off, so don't tend to go to the site very often.

As for offers, I have only had one through the post and that was for homebase, then again that doesn't really bother me, I opened my account to get the 0% BT for 6 months so I could clear off the card which I've done, so I don't use it anyway except for expenses for work which I then claim back.

dazed

you are best of calling the loyalty team on 0800 7831116 to get a better deal or the same deal for longer tbh

Oli1983uk

Have just applied for a Virgin card online as they was doing 0% BT for 13 months. I have gotta phone them on monday to confirm my credit limit.

dings

Hi Oli,

How did you get on?

Quick question, as I'm just about to apply for one... On the start of the application it asks you your monthly rental/mortgage payment. If you are living with someone/married, therefore you share the payment, do you need to put in the full amout, or just your half of it?

dings

Anyone?

Also, how long does the process take? How does it work?

If I apply online today, when will I a) get any paperwork to sign, and b) get the card... that's all assuming I get approved of course

thanks in advance.

Dings

Oli1983uk

sorry I have only just replied but my internet has been down for the day.

For the rent/Mortgage I just put what rent I Pay not the total amount of rent thats paided, After completing the online forms it told me I had been accepted and will need to phone them to comfirm my credit limit.

dings

Thanks Oli.

How long after that do you get anything through the post from them - either paperwork, or the card itself?

Thanks

Oli1983uk

Phoned them today and sorted out my credit limit and they gave me more than i thought they would, Lady on the phone told me it will be 7 to 10 days for the pin and card to arrive.

dings

did you not get any forms to fill in in between times, or was it all done online/over the phone?