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Unsecured/unprotected Barclayloan PPI?
Bridge-Burner
Posts: 63 Forumite
Greetings,
I took out a Barclayloan online for £2000 spread over 5 years which I'm 4 years into, I have to pay back £3128. APR is 20.9 % I've been reading about this PPI lark where people have had it included without their knowledge etc. I'm not sure if I've had it added or not. All I can see on my statement is 'unsecured'. I did it all online and received the terms and conditions, there is no mention of ppi.
I am just wondering what my chances are of making a claim? I very nearly went with one of those companies that sort it all out for you relaised they're a rip-off. Is it best to just write directly to the bank? If so are there any templates I could use?
Cheers in advance
I took out a Barclayloan online for £2000 spread over 5 years which I'm 4 years into, I have to pay back £3128. APR is 20.9 % I've been reading about this PPI lark where people have had it included without their knowledge etc. I'm not sure if I've had it added or not. All I can see on my statement is 'unsecured'. I did it all online and received the terms and conditions, there is no mention of ppi.
I am just wondering what my chances are of making a claim? I very nearly went with one of those companies that sort it all out for you relaised they're a rip-off. Is it best to just write directly to the bank? If so are there any templates I could use?
Cheers in advance
0
Comments
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Do you have the agreement? it should be on there as a separate amount.
Looks like just the loan with interest to me.0 -
I've been reading about this PPI lark where people have had it included without their knowledge etc.
Not actually possible to hide PPI. With loans, it is put on the agreement and the monthly cost of the repayments increase. So, unless you don't read anything and dont take any notice then it cannot just be hidden away.I am just wondering what my chances are of making a claim?
You mean complain. Not claim. If you were going to complain, what would you complaint actually be?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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