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Response from HFC- Help

I received a letter from HFC saying they will uphold my complaint and the amount on PPI and 8% totals to £189, HFC wants to pay this to Robinson Way as I am on DMP and this outstanding amount is £205.
I pay monthly for this.
I feel the £189 should come to me as:
I was Mis sold PPi and this:mad: should have never been on my payments.
I am already in DMP and they have agreed to the monthly payments.

grateful for any advice.

Does any one have HFC email address.
Thanks

Comments

  • amersall
    amersall Posts: 17,037 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    If you have arrears with a bank, they can take the redress off the debt i am afraid.

    You get the 8% though,they cannot take this.

    Ring the number on the redress letter and tell them the 8% has to come to you or you will put a complaint into FOS.
  • tifo
    tifo Posts: 2,175 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    amersall wrote: »
    Ring the number on the redress letter and tell them the 8% has to come to you or you will put a complaint into FOS.

    The FOS will probably say ALL the refund can go to the DCA ... i've had this on several complaints even though I settled the DCA accounts before I claimed from the bank ... in the end I didn't accept so lost out cos of the FOS.
  • alfie2012
    alfie2012 Posts: 44 Forumite
    Ninth Anniversary Combo Breaker
    Thanks Amersall will ring HFC tommorow.:)
  • di3004
    di3004 Posts: 42,579 Forumite
    Hi
    When I had dealings with HFC as they are in the same business HSBC, they forwarded and dealt with my emails through the CEO.......

    Try this here below if you want to, good luck.

    [EMAIL="chiefexecutivehsbcbank@hsbc.com"]chiefexecutivehsbcbank@hsbc.com[/EMAIL]
    The one and only "Dizzy Di" :D
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