📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Car Crash - what to do now

Options
I have REG NO. of car but no insurer details.
how would i go about getting the TP insurer to repair the car.
(Im not even sure if they have admitted liablity or have refuted my line of the story)
My own insurance company have said if you want us to sort the repair out call back (they will claim money of TP they said).
really not sure how to proceed.

Comments

  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 17 March 2012 at 3:34PM
    Simple, let your insurer deal with it as they suggested. They'll find out who the TP insurer is and take it from there. I'm assuming there's no doubt as to the third party's liability.
  • luci
    luci Posts: 5,968 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    You can pay to put the TP reg no into https://www.askmid.com which will give you the insurance details.
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So what actually happended and why dont you have more details.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • forgotmyname
    forgotmyname Posts: 32,929 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If they have not admitted liablility then just let your insurers sort it.

    They wont be paying out if they dinty admit liability and your will be making endledd calls to sort it. Or just give your insurers the details and leave them to it.
    Censorship Reigns Supreme in Troll City...

  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Normally I would say deal directly with the third party insurance to save time but to be honest, I would give your insurance company the details and let them deal with it. After all, that's what you pay them for.............
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • neilmcl wrote: »
    Simple, let your insurer deal with it as they suggested. They'll find out who the TP insurer is and take it from there. I'm assuming there's no doubt as to the third party's liability.

    The TP crashed into mine when it was stationary.
    Mine has come of worse with bumper damage, on TP no scratch, dint or bump.

    If i let my insurer deal with it will my insurance come renewal (2 months time) increase?

    Also if they refute my allegation won't this be classed as at fault claim?

    also wont the insurance company so take it to our nominated garage (might be miles away or someone i prefer not to deal with)

    Still confused...
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    The TP crashed into mine when it was stationary.
    Mine has come of worse with bumper damage, on TP no scratch, dint or bump.

    So it sounds like their fault.

    If i let my insurer deal with it will my insurance come renewal (2 months time) increase?

    It may do, but you need to inform your insurance anyway.

    Also if they refute my allegation won't this be classed as at fault claim?

    May go 50/50.

    also wont the insurance company so take it to our nominated garage (might be miles away or someone i prefer not to deal with)

    Who knows but you'll get a hire car.

    Still confused...

    Any more questions?
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.1K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.1K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.