Sat/Sun 17th/18th What small DFW things will you do?

ziggy2407

ziggy2407 wrote: »

Good Morning all

DNMS - Thanks for starting us off
Spendaholic - Dont be so hard on yourself, enjoy the gym

Today Im set to make every minute count (once Im dressed anyway, lol) as we're taking mum to the Coast at 4 as she wants to do some recouperating there, means a long trip but if its what makes her happy. Would be going earlier if it wasnt for the fact that OH is working this morning and LO has a birthday party to attend this afternoon. So today I plan: (very repititive but helping at the moment)

Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails - Done
Update food tracker (30.5lb off) - in progress
Read -
Quick tidy round - Done
20 mins on Yantra mat -
Washing & dry on line - Done
Ironing - Done
Try to "sparkle"
Print B&Q Discount Form for OH - Done
Comps - Done a few from mum's knitting mags
Take Meter Readings - Done

Hope you all have a great day, catch you all later if possible if not will be tomorrow evening. Have a lovely Mothers Day tomorrow Mummies, love you all

C xx

Seem to have done so well today - managed most of my list and have also

Done shopping at Mr M's - remember to use money off coupon (which runs out today)
Hang 3 more pictures
Entered Cokezone & McVities Codes

Am signing off now so I can pack our overnight bags and make sure mum has everything she needs for the next few weeks. Will take my book with me and might even manage more than 2 pages tonight.

Have a great weekend all

C xx

Spendaholic_Chick

Spendaholic_Chick wrote: »

Morning all!

What a lovely day - almost makes me wanna get dressed! :rotfl:

Today's small things:

- clicks, bingo and surveys
- claim a £10 voucher from VO - it's not playing ball at the mo though, will keep trying :cool:
- meals from stores
- goign to gym - groupon voucher i bought in jan:eek: - ran out yesterday but they've said I can start my six week membership today, bless 'em - inlcudes 5 x personal training sessions :j <<me later!
- washing on airers - must get a washing line for the summer
- check banks
- update spreadsheet


probably be back later to confess my sins!

also found a suitable gift in my stash for mother's day - unexpected bonus! just need to get some flowers to go with it and sorted!

list some carp on evilbay

Pernicious

Hello everyone,

Makes a nice change for me to be posting on a Saturday!

OrangeFairy - Great news about the extra day, glad things are not as bad as they first seemed!
DNMS - Thanks for starting us, hope your course goes quickly!
Ziggy - Hope you & your mum have a nice time at the coast, I love the seaside as it reminds me of my childhood holidays with my grandparents
Barbeduk - Very good idea re the sausage casserole! I am impressed.

Today I have/will:-

• [STRIKE]Food from stores [/STRIKE]
• [STRIKE]Log calories using free app[/STRIKE]
• [STRIKE]Charge phone via pc[/STRIKE]
• [STRIKE]Check for surveys[/STRIKE]
• [STRIKE]Enter comps[/STRIKE]
• [STRIKE]Check online banking[/STRIKE]
• [STRIKE]Try & keep the heating off/low[/STRIKE]
• [STRIKE]Work on wedding related tasks[/STRIKE]
• Take a look at diary to ensure I am up to date & prepared for everything coming
• Check cashback
• [STRIKE]Check fleabay[/STRIKE]
• [STRIKE]Leftover for risotto for dinner, will make it stretch by doing some garlic bread with it.[/STRIKE]
• [STRIKE]Declined a friend's invitation to go out for a meal tonight[/STRIKE] as I can't really afford it & I can't really eat anything on the menu with the new diet I should be starting soon (for medical reasons), just trying to use up some bits in the house first before embarking on what looks like a horrendous diet!
• [STRIKE]Picked up some really nice but reasonably priced flowers in M&S for Mother's Day[/STRIKE], just without the fancy wrapping so saved a few quid there, & went to Mr T's for wine as I knew it would be cheaper there than M&S. Mother's day gift comes in at a reasonable £8.99
• [STRIKE]Ordered ink cartridges online as they're a lot cheaper than pc world! Will have to return them tomorrow...[/STRIKE]
• [STRIKE]Parked at work for free parking[/STRIKE]
• [STRIKE]Need to do one hell of a tidy up round here & sort myself out![/STRIKE] - I can see the floor again, wow!
• [STRIKE]Watched Superscrimpers[/STRIKE]
  
• [STRIKE]Go to second job tonight, hope for lots of tips & that no one wants a shamrock in their Guinness as I don't know how to do it...lol[/STRIKE]

Have a great, MSE day everyone x

natlie

HI

YAY WALES

Thanks DNMS
sorry been missing been busy at work etc

been to see a house today - was cheap for location needed a bit of updating we thought - eeek! terrible leaky extension unnecessarily on massive house - internal electrics outside with bare wires - no trip switches on boxes, cracks in walls, damp, awful carpets, kitchen and 2 bathrooms completely gone partial dbl glazing, security issues - guess from bars on doors and locks on all windows, previous owner died, been empty for a while - have already forgotten about it my dad said £25k of work at least!!! BOO could have been a beautiful family home

been cleaning today

risotto for tea - with veggies from veg box

have a good day all

Nat

kjp

kjp wrote: »

Today I will:

• [STRIKE]Check banks[/STRIKE] Good job I did, was about to be overdrawn! Money shifted around promptly to avoid the Halifax OD charges!
• [STRIKE]Check CCs[/STRIKE]
• [STRIKE]Reconcile banks/CCs to MS Money[/STRIKE]
• [STRIKE]Take boss to train station (should get some petrol money!)[/STRIKE] Did not - hoping for at least some sweets on Monday!
  
• [STRIKE]Run[/STRIKE] Well, it was more of a brisk walk, but done it!!!
• Update blog!
• [STRIKE]Work on work's facebook page - sadly neglected [/STRIKE]
• Do a bit more work
• Read 2 chapters of OU work and online activities Done one chapter and associated online activities, will do the second tonight.
• Housesitting this weekend and have been left £20 for a chinese, woop!
• [STRIKE]Need to buy a suit for interview next week - will go to Mr A's first, if no luck then town... I don't wear suits in my job so hate spending money on them![/STRIKE] Got suit jacket and trousers for £24 in Mr A's - bit of a miracle, they had either a cream suit jacket (no trousers) or the suit jacket with matching trousers I bought, and only one size 10 jacket - the rest were all 20/22s, so a bit of luck there! Also bought shoes at £7 and a pack of tights for £2!
• [STRIKE]Get petrol from Mr A's whilst I'm there - not filling up at the moment and seems to be saving me money, I tend to have a bit of a heavy right foot when the petrol tank is full until the needle moves![/STRIKE]
• Watch the rugby! In progress!

Hi all!

Just popping back in to update whilst watching the end of the rugby and pondering what to have for tea! Had a bit of a slip up when I found a factory shop near to Mr A's, got two pairs of shorts for £10 (officially marked as samples, but identical pairs on the website are £18 marked down from £42 so I think a bit of a bargain!) for my hols and a pair of shoes for £10. Avoided the bargainous £20 boots (down from £100) so not beating myself up TOO badly.

Also downloaded the Couch to 5K podcasts after my 'run' this morning, anyone done it and have success stories for motivation?

Hope everyone's had a great day!

KXx

brednall

This weekend I will/have:

• checked banks - loan is finally showing a nil balance :j
• check onepoll - up to 33.65 but can't seem to manage the last bit to payout limit
• try not to buy any more cardmaking stuff !!!
• keep a limit on spending
• stick to spending budget for Mr T's - managed it!! Got some change left from this month's budget so this will go into the pot
• get more stuff on fleabay while it's free

sure there's more but little ones like to help with everything too

Emma

determined_new_ms

determined_new_ms wrote: »

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning :wave: could not believe we weren't started already!!! I am up early as I have to go and do my speed awareness course after being caught speeding in Dec real pain in the wotsit! Oh well I live and learn...

• [STRIKE]all meals from stores[/STRIKE]
• [STRIKE]maybe nsd??? if I can persuade oh to drive...[/STRIKE]
• [STRIKE]going to a museum that I got free tickets to. Will take a flask of coffee & snacks [/STRIKE] didn't go decided that as its miserable here it wasn't worth the cost of petrol to drive there to save £2! will go when its a lovely day and have a walk and a picnic as well!
  
• [STRIKE]eating porridge now to fill myself up & free drinks on the course [/STRIKE]
• [STRIKE]work on jigsaw puzzle with oh later[/STRIKE]
• watch a film & stay in tonight
• possible reconcile spreadsheet with all my spends over the last week - its going to be illuminating! OMG its too daunting! Am going to have to have a crazy ebay sesh tomorrow while its free listing to recoup some of the money I've spent in the last couple of weeks...
  

have a good day everyone x

the course wasn't too bad actually! Learnt a lot of stuff so that's a good thing. Brought home how important it is to stay alert and how often I'm not

got 4 biscuits, a coffee & 2 bottles of water free while there

used up mushrooms & courgette that needed using for dinner

that's my lot

anna_d_2

Hi everyone - not a great day here. Haven't been bad but have really felt deprived.
Did my grocery shop - had to buy socks and pants for my toddler etc so it was a little more than usual but not near where it used to be. I have to say I felt awful because there was a toy I know she would love and I had to be strong willed with myself and not buy it. I know she has lots of toys and knows no different but I felt like a bad mum - that my reckless spending before means I can't treat her now.

Anyway - that little ramble aside...

Food shopping was below what it used to be - got quite a few whoopsies as shopped at 6pm so some nice food lined up for the next day or so. And got LOADS of fruit and veg.

Two loads of washing went out on the line today -no tumble drying!

Tackled the "cupboard of doom" in my kitchen and uncovered some forgotten about Play Doh sets and colouring in things so will have a happy little crafting daughter!

Spent most of the day in my mum's. Brought her over a pot of soup I made last night with some ingredients which were on the turn - lovely, lovely soup.

Not much else to report. Am going to get a shower soon and settle down for the night.

determined_new_ms

Morning campers! Lovely here this morning, obviously today we get the weather the rest of the country had yesterday :T

After assessing my financial fall from grace this last couple of weeks, I really need to make some additional cash/cut back on spending over the coming month....

so with that in mind today I will:

• take photos of things to ebay this morning
• spending day with dd today. Roast dinner from stores this evening
• write up and list ebay things this evening
• update spening diary :eek:
• check tyre pressure, oil & water - ask for token when I get petrol 20p saved!
• take snacks & coffee out with dd to keep spends down
• ordered free trial veg box from here http://www.natures-window.co.uk/veg-boxes/keep-it-simple-range
• £10 petrol for the week (this months petrol is 1/2 of what it normally is :T am pledging to walk to work every day this week )

[STRIKE]make my mind up about returning shoes to Jones, they are lovely but think I could get a different pair from somewhere else for less money...
[/STRIKE] ok I have decided I am returning them. They are lovely but I have seen some on asos that are £30 less so that's funds back into the account

ok that's my lot I think. Hope everyone has a lovely sunday x

yorpington

anna I think the fact that you are taking control of your finances shows what a good mum you are! You're working hard to provide a stable home for your little girl, try not to be too hard on yourself :A Anyway you found those things in the cupboard so as far as she's concerned she got a new toy anyway!

DNMS Thanks for that link, I might try that too.

I did manage a NSD yesterday! :j And I even got a free book when I was helping my friend sort through things she wanted to eBay. Does that technically make it a minus spend day? :rotfl:

Happy Mother's Day to all the mums on here - I'm off to ring my own now