Sat/Sun 17th/18th What small DFW things will you do?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

Morning :wave: could not believe we weren't started already!!! I am up early as I have to go and do my speed awareness course after being caught speeding in Dec real pain in the wotsit! Oh well I live and learn...

• [STRIKE]all meals from stores[/STRIKE]
• [STRIKE]maybe nsd??? if I can persuade oh to drive...[/STRIKE]
• [STRIKE]going to a museum that I got free tickets to. Will take a flask of coffee & snacks [/STRIKE] didn't go decided that as its miserable here it wasn't worth the cost of petrol to drive there to save £2! will go when its a lovely day and have a walk and a picnic as well!
  
• [STRIKE]eating porridge now to fill myself up & free drinks on the course [/STRIKE]
• [STRIKE]work on jigsaw puzzle with oh later[/STRIKE]
• watch a film & stay in tonight
• possible reconcile spreadsheet with all my spends over the last week - its going to be illuminating! OMG its too daunting! Am going to have to have a crazy ebay sesh tomorrow while its free listing to recoup some of the money I've spent in the last couple of weeks...
  

have a good day everyone x

Spendaholic_Chick

Morning all!

What a lovely day - almost makes me wanna get dressed! :rotfl:

Today's small things:

- clicks, bingo and surveys
- claim a £10 voucher from VO - it's not playing ball at the mo though, will keep trying :cool:
- meals from stores
- goign to gym - groupon voucher i bought in jan:eek: - ran out yesterday but they've said I can start my six week membership today, bless 'em - inlcudes 5 x personal training sessions :j <<me later!
- washing on airers - must get a washing line for the summer
- check banks
- update spreadsheet


probably be back later to confess my sins!

brizzledfw

Hi all

Did look earlier but not started and I didn't dare!! Thanks DNMS!

Today I will:

- do a PAD or 2 and check banking
- do some surveys..just been screened out out of one :-(
- have a LSD..kids in and out of clubs and stuff all day so shouldn't be tough
- dinner and lunch from stores..no need to spend!
- wrap up parcels ready for posting tomorrow as well as MD present for my mum
- ask chooks for more eggs..and to stop eating my new plants!!

Think that's it. Washing will be n low and then pegged online as well

Have a great weekend guys

Brizzle

La_escocesa

Hello,

I was going to start us off when I was on the bus at 7.15am but it got a bit awkward to cut and paste.

I'm not doing too well today - no HM lunch - mainly cos I didn't go to asda last night and got takeaway pizza instead :eek: Am going to give myself a 'refund'from the joint account to make it less painful

Used bus ticket

Brought tea bags for later and a flask of tea too.

Got email to say I got stuff refunded.

Got potential buyer for my flat :T not sure how much negative equity there is but tempting to get rid

Night in with oh tonight.

Keeping it simple :cool:

kjp

Morning all!

Slinking back in with my tail between my legs... Have been reasonably DFW-y over the past few months but haven't been posting, tut tut, so I'm sure things have slipped through the net! Changing that now though!

Thanks for starting the thread DNMS and hello to everyone else!

Today I will:

• Check banks
• Check CCs
• Reconcile banks/CCs to MS Money
• Take boss to train station (should get some petrol money!)
• [STRIKE]Run[/STRIKE] Well, it was more of a brisk walk, but done it!!!
• Update blog!
• Work on work's facebook page - sadly neglected
• Do a bit more work
• Read 2 chapters of OU work and online activities
• Housesitting this weekend and have been left £20 for a chinese, woop!
• Need to buy a suit for interview next week - will go to Mr A's first, if no luck then town... I don't wear suits in my job so hate spending money on them!
• Get petrol from Mr A's whilst I'm there - not filling up at the moment and seems to be saving me money, I tend to have a bit of a heavy right foot when the petrol tank is full until the needle moves!
• Watch the rugby!

Have a great day all and Happy St Patricks Day!
Kxx

ziggy2407

Good Morning all

DNMS - Thanks for starting us off
Spendaholic - Dont be so hard on yourself, enjoy the gym

Today Im set to make every minute count (once Im dressed anyway, lol) as we're taking mum to the Coast at 4 as she wants to do some recouperating there, means a long trip but if its what makes her happy. Would be going earlier if it wasnt for the fact that OH is working this morning and LO has a birthday party to attend this afternoon. So today I plan: (very repititive but helping at the moment)

Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails - Done
Update food tracker (30.5lb off) - in progress
Read -
Quick tidy round - Done
20 mins on Yantra mat -
Washing & dry on line - Done
Ironing - Done
Try to "sparkle"
Print B&Q Discount Form for OH - Done
Comps - Done a few from mum's knitting mags
Take Meter Readings - Done

Hope you all have a great day, catch you all later if possible if not will be tomorrow evening. Have a lovely Mothers Day tomorrow Mummies, love you all

C xx

yorpington

Morning everyone! Happy weekend :j

+ Check banking
+ Update spreadsheet
+ Check eBay - wrap up stuff that ends tomorrow
+ Going to a friend's house today to help her start eBaying :beer:
+ All meals from stores - should be a NSD today
+ Bake some breakfast bars for the week
+ Tomorrow use 20% off voucher @ DIY shop, need some stuff for the bathroom. Plan to keep the spend low though.
+ Go swimming (free!)

Think that's it Now I must go and get some meat out of the freezer or it'll be a very hungry weekend! :eek:

Barbeduk

Morning all! It's beautiful down here at the moment so started day off by taking dog to park at 7am. Just polishing my halo!!

This weekends jobs:

1. Try and get washing on line and partially dry before rain comes.
2. Won an eBay bid for cheap summer clothes for ds.
3. Will list my items on eBay. Photos already done.
4. Obsessively check bank and credit card accounts!!
5. If it's nice tomorrow, make picnic and go to beach for my mother's day treat!
6. Look forward to a glass of wine tonight as we've cut back to 1 bottle a week (sob).
7. Hm curry for tea, yum.

We livened up yesterday's sausage casserole part 3 by turning it into a curry. How mse is that :rotfl::rotfl:.

Have a fab weekend everyone.

Wannabe01

Good morning everyone, Its a lovely sunny day here today.

My list for today:
:)Catch up with emails done
:)Quick shower done
:)Surveys – inbox, lightspeed, onepoll done
:)Daily clicks done
:)All meals from stores done
:)Complete work for this week done
:)Water fruit/veg plants done
:)Sort through rest of course work and schedule work in progress
:)Do Mr A online shop (hopefully get it delivered tomorrow) done, Getting delivered tomorrow.

Think that is everything that I need to do today, Hope everyone has a good Saturday.

determined_new_ms

omg its miserable in kent!!!

ixia

Hi everyone not posted the last few days just couldn't seem to find the time

Today so far:

• was up at 6 so I went the grocery shopping early- used £6 off voucher in Mr T's
• Got a couple of reduced sunhats in Mr T's
• went to M and S got mothers day bits
• wwrote out cards- free from Funk! Pige'n
• recycle a box of chocs I got given to me
• checked banking/emails
• washed bathroom/hoovered/general tidy
• 3 loads of washing on line- beautiful day
• claimed a voucher from VO
• returned a parcel

Still to do:

• some ironing when I bring washing in
• get a bottle of wine from shop-too early to but it this morn
• dusting
• prep dinner for rest of family- I'm gong to my mums tonight for a chinese

That's all could have achieved so much more today but I have been on the computer for hours doing nothing really. Have a good weekend everyone.