lost ipad...covered??

thorpeandhope

I know that i need to check the policy documents but i cannot access them until tomorrow am. in your experience is this something that would be covered on the contents insurance? is it a case that it has to be stolen?? i know its just a 'thing' but im really upset about loosing it and want one back...help...x

rs65

Yes it could be ...... but you need to check your policy, sorry.

thorpeandhope

i know that sometime if you lose your ohone it wouldbe covered so im hoping that this is the same. when you say you have lost it do you have to go into detail. ultimatly if you lose it you dont know where and when?? just dont want to say the wrong thing...
lost out on 'loopholes' in a previous policy dont want to fall victim again

McKneff

It depends if yo have 'bolt ons' on your insurance policy.

Do you have accidental damage

Do you have items away from the home.

Just curious, how did you lose it.........

bouncydog1

You will need to have a personal possessions extension to your household policy, which covers items outside of the home. There will be an excess and any claim will affect your household premium.

If you have this cover you can submit a claim to your insurer who will want proof of purchase. You should also report it to the police in case it gets handed in.

opinions4u

Wonder how many iPad2 units get "lost" now that the iPad3 has hit the shops?

thorpeandhope

does how it was lost effect it though? will they say you havent taken care?

luci

Yes it does matter. If you left it lying somewhere out of your sight and it was stolen then you haven't taken all reasonable steps to secure it. Some policies actually state that you should take the same care with possessions as you would if they were not insured.

If you were mugged and it was stolen then that may be covered.

It would be far easier to advise if you would just say what happened rather than being evasive.

TSx

Expect them to be very thorough with the questioning - most people who've lost an iPad would know where, when and how (it's not the sort of thing that falls out of your pocket!). Report it to the police immediately (this may be a condition of the policy). There's a good chance (depending on the insurer) that they'll do a "cognitive interview" with you where you go through the circumstances several times and they try to trip you up.

chanz4

sell it your mate