Friday 16th March - What small DFW things will you do?

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important :money:

morning guys :wave: yay to Friday :j this week has felt looooooooooonnnnnnnnggggggggggggg! But we're almost at the finishing post!

Again I posted with trepidation - pixie where are you? You're so good at starting us early! x

Ok plans for today:

• check banking & cc statements
• do vsp & update sig
• brekkie & lunch from stores
• dinner at the in-laws
• take meter readings (I'm hopeless at this!)
• check onepoll
• work reasonably hard...
• walk to work

• free coffee at work
• washing on 30 degrees

Ok that's all I can think of not much today! Have a great day everyone x

Pernicious

Morning all,

Thanks for starting us off DNMS, I would join you in being happy that it's Friday but that just means I have 2 jobs to go to! Bring on Sunday, my only full day off now!

Today I will:-

• [strike]Food from stores[/strike] - Mostly...I was naughty & succumbed to a bacon baguette! This is my confession for the day lol
• [strike]Make use of free water at work[/strike]
• [strike]Stay in for most of my lunchbreak to avoid spending[/strike]
• [strike]See what Mother's day goodies M&S have[/strike] - All seemed a bit overpriced...will stick to Mr T's!
• [strike]Log calories using free app[/strike]
• [strike]Charge phone at work[/strike]
• Check for surveys
• Enter comps
• Check online banking
• Try & keep the heating off/low
• [strike]Work on wedding related tasks[/strike]
• Take a look at diary to ensure I am up to date & prepared for everything coming
• Check cashback
• [strike]Check fleabay[/strike] - More watchers but no bids
• Dinner from meal plan - Risotto tonight, mmm
• [strike]Read Martin's email as I still haven't done this![/strike]
• [STRIKE]Go to second job tonight, hope for lots of tips![/STRIKE]

Have a great, MSE day everyone x

La_escocesa

Hi guys, I just lost my post so will bore you later, but just wondered if anyone knew a good place to get bedding? I need 3 double duvet sets for guests so want cheap ones...

determined_new_ms

La E I'd have a look around the CS' in your area. There are always loads in ours

Nottoobadyet

G'morning ladies!

DNMS I love your moderate hard work So glad that you're liking your new job

Its friday but I know I'll be working much of the weekend anyway

Anyway, today:
- bike everywhere I need to go (boyfriend accidentally took my laptop chord with him so I needed to go get it from his office before starting work, gah!)
- pick up shirt I had printed for friend's leaving 'do - cheapish and cheerful, but she'll be so chuffed with it I think
- help mate find a girls home for someone he knows who is 16, 8 months preggers and just kicked out of home
- breakfast from stores and lunch provided by work
- update spreadsheets
- try to make it through the remaining things on my to do list before the weekend
- night in as tomorrow night will be a crazy night out for my friend's leaving 'do

TGIF!

yorpington

Hi gang, happy Friday! :j

+ Resist the call of Coke Zero and chocolate from the shop. Drink free work tea and eat a banana instead.
+ Check banking
+ Keep an eye on eBay
+ Cancel old home insurance DD now the last one's gone out
+ Send ID to confirm the opening of my new ISA
+ Chase up the pension company who are playing silly b*ggers :mad:
+ Food shopping from meal plan, with money from the envelope

So glad it's the weekend! Feeling a bit sore-headed today...confess I got a bit carried away on the wine last night

What? Doesn't everyone celebrate the Masterchef finale? :rotfl:

brizzledfw

Hi all

Sorry..master chef finale??..what finale??:rotfl:

Have to say though that from the write up in the papers seems like a great winner. Thatd be my kind of restaurant if she can get backing...

Anyway..today my MSE day will be...

- OH going to tip, mixed response from Freecycle. Bit cheesed off at way people don't get back in touch when it comes to collecting. If you don't want to collect don't ask for it!! Simples!
- lunch from stores and dinner out at friends. Will take a bottle of wine from the larder so apt from the sitter should be OK
- OH is going to buy some school uniform for DD..hers is way too small poor love but £15 for a jumper...blimey...madness.
- keep heating on low
- get OH to get me my crotchet hook...still waiting bless him...it's hardly top of his priority list I can tell!! :rotfl:
- sending off more eBay stuff..every little helps
- pay in cheque
- count coins from coin jar

Think that's it.

Have a great day folks...it's almost the weeeeeekeeeennnnnnddddd...woo HOO!!

Brizzle

Wannabe01

Good morning everyone,
DNMS - thanks for starting us off this morning

My list for today:
:)Catch up with emails done
:)Quick shower done
:)Surveys – inbox, lightspeed, onepoll done
:)Daily clicks done
:)All meals from stores done
:)Check banks and move money around done
:)Take dd to baby group (walk if it stays dry) Didn't make it as dd decided to have a nap instead.
:)Do work that is in for today (3 clients) work in progress, have some work to finish off tomorrow
:)Look into jobs Didn't get time to get this done today
:)Registrar appointment done
:)Get gifts/cards for Sunday when in town done
:)Go to Argos and get pushchair when in town (making the most of the special offers) done
:)Pick up dm as she is staying over this weekend done
:)Water fruit/veg plants done
:)Sort through Maths and Biology course work and schedule work in progress
:)Do Mr A online shop (hopefully get it delivered tomorrow) Missed the cut off so will do this job in the morning hopefully for Sunday delivery.
:)Sort to do lists for the weekend work in progress.

I think that is everything that I need to get done today, hope everyone has a good Friday.

ziggy2407

Good Morning all

DNMS - Thanks for starting us off
Orange Fairy - Sorry to hear your news re: OH's job, hope you manage to sort something soon

Sorry I didnt get back yesterday to update but it felt a bit manic and I couldnt wait to get into bed.

Anyway today I will : (very repititive but helping at the moment)

Work (11.30-1.30) - Done
Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -
Update food tracker (30.5lb off) - in progress
Read -
Quick tidy round - Done
20 mins on Yantra mat -
Ironing
Try to "sparkle"
Print B&Q Discount Form for OH
Comps
Order ink for printer
Take Meter Readings

Hope you all have a great day, catch you all later, love you all

C xx

Nottoobadyet

brizzledfw wrote: »

- OH going to tip, mixed response from Freecycle. Bit cheesed off at way people don't get back in touch when it comes to collecting. If you don't want to collect don't ask for it!! Simples!

Seems a bit harsh to send the poor man to the tip just because a freecycle bod didnt show :rotfl:

got a funny reaction from putting my siblings on freecycle too...

missrlr

La_escocesa wrote: »

Hi guys, I just lost my post so will bore you later, but just wondered if anyone knew a good place to get bedding? I need 3 double duvet sets for guests so want cheap ones...

T3sco, Dun3lm M1lls or TJH*ghes all cheap good quality - have 2 sets from each that are over 8 years old now! (now some stores have been taken over by management people) have always been good for me and bedding. Charity shops also if you want to pick through and spend time washing it.