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Insurance refused because of no MOT

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  • Premier_2
    Premier_2 Posts: 15,141 Forumite
    10,000 Posts Combo Breaker
    Donnyhiab wrote: »
    Just checked Harley's own insurance ( Carole Nash run) guess what , in the small print, Motorcycle requires to have MOT'd if applicable!

    You only need an MOT if you put the vehicle on a public highway ... and you don't even need it then if it is solely for the purposes of travelling directly to/from a pre-arranged MOT.
    "Now to trolling as a concept. .... Personally, I've always found it a little sad that people choose to spend such a large proportion of their lives in this way but they do, and we have to deal with it." - MSE Forum Manager 6th July 2010
  • timbo58
    timbo58 Posts: 1,164 Forumite
    Try footman james.
    I sang CNs praises for years until I bought a rare as hell spanish bike and was told ''1983?'' not a classic, so you can't add it on, you can't have agreed value either, you'll need another policy.

    Yes, I did need another policy, and !!!!ed off to FJ and stayed there!
    Unless specifically stated all posts by me are my own considered opinion.
    If you don't like my opinion feel free to respond with your own.
  • s_b
    s_b Posts: 4,464 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    timbo58 wrote: »
    Try footman james.
    I sang CNs praises for years until I bought a rare as hell spanish bike and was told ''1983?'' not a classic, so you can't add it on, you can't have agreed value either, you'll need another policy.

    Yes, I did need another policy, and !!!!ed off to FJ and stayed there!


    did you have to pay more with it being a left hand drive?
  • Joe_Horner
    Joe_Horner Posts: 4,895 Forumite
    Ninth Anniversary Combo Breaker
    s_b wrote: »
    did you have to pay more with it being a left hand drive?

    That's why Carole Nash wouldn't touch it, because he told them it'd been converted so it failed their "no modifications" rule :p
  • getzls
    getzls Posts: 761 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Premier wrote: »
    You only need an MOT if you put the vehicle on a public highway ... and you don't even need it then if it is solely for the purposes of travelling directly to/from a pre-arranged MOT.

    Then why does my M.O.T. centre ask to see my insurance cert. when i go?
  • Hintza
    Hintza Posts: 19,420 Forumite
    10,000 Posts Combo Breaker
    getzls wrote: »
    Then why does my M.O.T. centre ask to see my insurance cert. when i go?

    What? Nobody asks for an insuance certificate (unless bikes are dofferent?)
  • TrickyWicky
    TrickyWicky Posts: 4,025 Forumite
    Hintza wrote: »
    What? Nobody asks for an insuance certificate (unless bikes are dofferent?)

    Some might - they have no legal entitlement to demand to see it but its also their right to refuse a service if they don't see it.
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