Credit card advice please

nickbrat

Hi

I have two credit cards.

The halifax one which has a limit of £1000 of which I currently have only £37 left.

I also have the Santander credit card with a limit of £3100' im over limit by £17.22.

The interest on the Santander is 21.9 and on th Halifax 17.9.

I'd like some advice on th best way of dealing with these two debts. Should I look for one card to transfer the full debts too?

Thank you.

CLAPTON

maybe tell us your income and details of your spending and gneral details of your situation would help

and what your credit files say

but the basics are try to earn more (parttime job maybe) and spend less and so pay the debts off as soon as possible.

being very close to or being over your credit limit will potentially show on your credit files and so will make getting more credit very difficult.