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Credit Card Breach Of Contract

Hi All

I have had numerous phone calls lately about getting credit card debt written off.

I was under the impression this ended in 2010?

The company in question which is listed on the justice website say that due to contract issues such as irresponsible limit raises, and unsigned contract changes we may get the balance written off.


Is this a scam or are there new grounds for complete write off??

Comments

  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Scam, same old scam - nothing has changed.

    If you spent it pay it back that's all you need to know.
  • dgs2001
    dgs2001 Posts: 9 Forumite
    Thanks, they're a persuasive bunch.

    Giving all the right details and assurance suggesting the outcome will be a min 50% write off, but pushing the you've never re-signed when the contracts changed, the lenders increased the limit without checking your circumstances and without a request from you. Chances are as it's a pre 2007 agreement they won't have a copy. Etc etc
  • dgs2001
    dgs2001 Posts: 9 Forumite
    Oh and they tell me they have an ongoing 86% write off success rate (100% write off)
  • There are more cons on the Internet than in prison so be warned :)
    I'm not poor i'm just skint
  • redpete
    redpete Posts: 4,741 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 14 March 2012 at 8:16PM
    dgs2001 wrote: »
    Oh and they tell me <rubbish>

    They tell you how good they are - not exactly an independent recommendation.
    loose does not rhyme with choose but lose does and is the word you meant to write.
  • dgs2001
    dgs2001 Posts: 9 Forumite
    There are more cons on the Internet than in prison so be warned :)

    Indeed there are, however this particular one is via the phone ;)
  • dgs2001
    dgs2001 Posts: 9 Forumite
    redpete wrote: »
    They tell you how good they are - not exactly an independent recommendation.

    Nope that's why being sensible, I came here to check it out :)
  • dgs2001 wrote: »
    Indeed there are, however this particular one is via the phone ;)


    I just love a smart asss :)

    By phone too lol ;)
    I'm not poor i'm just skint
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