Old Santander Card

Milarky

I have an old 'zero' credit card from Santander - used for the existing bank customer fee-free BT offer, now expired. What's it good for anyone?

YorkshireBoy

Plenty of 12 and 13 month BT offers for me, but with a 3% fee I can't make a profit from them.

I just use mine for overseas spending nowadays...but have kept the £8K limit just in case a workable BT offer comes along.

marmarama

Getting commission-free and loading-free cash out abroad seems a pretty large plus to me - I'm guessing either you've got the Halifax clarity card (the only other card that lets you), or you've never totted up how much the b*****ds lay on top when you change money (whether that be your bank, the post office, travellers cheques, etc, etc.).

I'd keep the zero card until a few more banks introduce similar (don't hold your breath

senor_pea

Just be careful regarding the dormancy fee on Santander Credit Cards.

The dormancy fee is usually £10 if you don't use your card in a 6 month period.

Fingerbobs

senor_pea wrote: »

Just be careful regarding the dormancy fee on Santander Credit Cards.

The dormancy fee is usually £10 if you don't use your card in a 6 month period.

They abolished the dormancy fee a few months ago.

I still use mine for foreign transactions, but very little else. Never had any workable BT offers since the initial one :-(