Wescot phoning daily

fermi

callyh26 wrote: »

Can i ask what does Statute barred mean?

Explained in this link. ---> http://www.nationaldebtline.co.uk/england_wales/factsheet.php?page=25_liability_for_debts_and_the_limitation_act

belcam

Should I send a prove it letter now that they are phoning me daily?

fermi

Is this the same debt as the one on your other thread where you were unsure if it was statute barred or not?

If you at all unsure what to do, then I would give National Debtline a ring free on 0808 808 4000 and talk it through.

belcam

fermi wrote: »

Is this the same debt as the one on your other thread where you were unsure if it was statute barred or not?

If you at all unsure what to do, then I would give National Debtline a ring free on 0808 808 4000 and talk it through.

I've got two debts, one with Wescot and one with Aktiv Kapital. I am not 100% certain that either are sb'd but hopeful that they both are. There doesn't seem to be a way of finding out that doesn't involve contact with either of them.

belcam

Could I just ignore them until they write to me again or is that not advisable?

st999

When they call I simply refuse to answer the security questions,

answer incorrectly it screws their mind up.

My DOB is 1/1/44 they say can you confirm your DOB? I say yes it is 2/2/45.
is your address 45 high street. No it is 54 high road.

Just keep on going on like that.

belcam

Having previously got a letter from Wescot, I have today got a letter from Nelson Guest and Partners Solicitors regarding the credit card debt...will i just ignore or do I need to write to Wescot with a prove it letter? The letter is just the usual 'Unless full payment is made....within 10 days...further recovery action will be taken'.

Leon_Telford

So if I ignore them for six years the debt goes 'stale' and don't have to pay something of!??!

taffy056

belcam wrote: »

Having previously got a letter from Wescot, I have today got a letter from Nelson Guest and Partners Solicitors regarding the credit card debt...will i just ignore or do I need to write to Wescot with a prove it letter? The letter is just the usual 'Unless full payment is made....within 10 days...further recovery action will be taken'.

Send them a letter saying the alleged debt is statute barred, if not done already.

Tixy

Yep - if the solicitors have detailed the debt in question then the scottish SB template letter is the correct response - see here
Statute barred debts and the Limitation Acts
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