Bank Charge Reclaiming Video Guide

Crown

Jills400 wrote:

Fantastic Video - thanks but....Can anybody give me advice?...I have banked with Barclays for many years and have been charged approx £4500 in bank charges. I recently moved to Northern Ireland where Barclays do not have a branch, can I claim through the English Courts or do I go through Northern Ireland where I can only claim up to £2000.

Hi You will get better advice if you make a new thread to ask your question in the reclaim bank charges forum on this site.

Cheers

Crown

Superb Video. Ok Im going to get onto this and find out how much they owe me. thank you again for your advice.

julia_gulia

MSE_Martin wrote:

New Video


Hi folks, I've added an introductory Bank charges video guide to the article (www.moneysavingexpert.com/bankcharges) which is served (in larger format) in Google video at

Bank Charge Reclaiming Video Guide

Feel free to take a look there (and also if you like it, to rate it which will help it get higher up the Google video charts so more people will get to watch it)

Martin

thanks martin, you have given me all the info i need.

there will be no stopping me now!!!!

beanielou

Thanks Martin.
Great video.

Baggiebird1nil

Went to a family party tonight (boring) until I bought up the the topic of the evening? Martin's programme last night which I wa proud to say was fantastic. Result at leat 5 people looking to claim back bank charges and at leat 10 looking at Quidco. Martin you are a genius to the normal working person XX Where did you learn your trade?
Happy weekend

feedering

Martin the video is an excellent idea, spoken words are often easier to understand than written ones.

However the video fails to mention certain important points.

1. The DPA SAR £10 can be reclaimed.
2.Its not a negotiation its simply asking for what is rightfully yours.
3. The MCOL 14 days for acknowledged is not correct as you have to wait 5 days for the claim to be deemed served.

Responding to a claim: defendant's options
The defendant has 14 days from the date of service of the claim to respond. The date of service is calculated to be 5 days from the date the claim is issued.
MCOL website

4. If the bank fails to acknowledge or defend you fail to mention that they may apply for a set aside which a judge will almost certainly grant.
5. Most importantly MCOL is not the ideal option when pursuing a claim as you have limited charectors and lines for your POC.

lardyboybarton

jillie1974 wrote:

fantastic!!
hope this gets even more people to claim their charges back!
just need to go after my credit cards now!
just playing it now so will get higher up the charts for you Martin

Just wanted to know if you actually got to the stage of taking the bank to court.

My bank have said they intend to defend the claim so what should i do??

MArk

corinne28

got three accounts with abbey. sent first letter asking for money back with no interest. Got reply for two of the account saying'we are looking into your complaint. but nothing for one account. should i send secound letter with interest now becaeuse the 14 days were up on the 16/04/07 many thanks to all who reply.

Tony_Hendrix

Cheers Martin.

moneyhelp_3

Excellent... I''m telling everyone about this