Bill paid...or so I thought!

I_know_my_ABC_and_my_CMYK

jonesMUFCforever wrote: »

Then she should take the statement to the mechanic and show that the cheque was paid on 5th December.
Either the mechanic has made a mistake or his bank have.

Or the mechanic is trying it on.

he may be a nice person but he may also be in financial difficulties and you paying twice may just be enough to float him.

Sorry I'm very cynical and not very trusting.

lhogg65

Thank you all for your support-still no further forward as (no surprise) the copy of the cheque hasn't arrived (for what its worth) and the mechanic is now waiting for the Co-op to investigate by speaking to Santander. I know my ABC...I am satisfied that they are genuine, and they are not pressing me to pay again while this is going on, but I am worried that the banks do not seem to have clear channels of communication and are so reluctant to help their respective customers. The banks don't seem to understand the urgency-to me as this is a stressful thing to try to deal with and to the mechanic as a small business depends on cashflow. I feel quite wretched that I wasn't more careful in monitoring my account as if the cheque had cleared initially I could have saved all this angst. But the whole thing has reminded me why I rarely write cheques as if the payee doesn't cash them straight away it's easy for things to go wrong if you don't have a lot of spare money in your account!