Car Accident Rare Shunt

mark101

Wife just got home everyone flung to the front upon shunt thank god for seat belts & additional safety car protection!

Rare's smashed up, everyone shaky, emotional. Given her some liquid pain killers, cup of tea & biscuits to calm her down and will ship her to bed shortly.

Now don't hang me for this but I asked did you hurt yourself and she said head hit the wheel. Therefore I'm guessing that this is going to end up being a whiplash claim in addition to the car damage.

So what do I need to do other than inform the insurance company? Call up the many no win fees people? Make an appointment to see the GP tomorrow? Also do I claim on my own insurance or go to the 3rd parties?? Cheers.

Yorksboy

If you have a suspicion of a head injury you need to get her to A&E

Crazy_Jamie

I'm all for claiming for legitimate injuries caused by a third party's negligence, but as has been stated above if she has a head injury your first move needs to be to get her to A&E rather than posting on the internet about making a personal injury claim. Priorities and all that. Even if it's just to get her checked over to get the all clear, it's better to be safe than sorry when it comes to head injuries.

Beyond that, whilst she may well have injuries from this accident in the form of whiplash or similar, it is best to wait to actually confirm that rather than jumping in to instructing a solicitor. Whiplash symptoms do tend to take a little while to develop, so if she is suffering from symptoms in the next couple of days get her to the GP and go from there.

On the insurance side of things, on the assumption that this was the third party's fault, there is nothing wrong with informing your insurance company of the accident and making it clear that it is for 'information only', and then going direct to the third party insurer in relation to repairing/replacing your vehicle and hiring a replacement in the mean time if needed.

Further down the road, if your wife does develop injuries that warrant a personal injury claim, you would be best served going straight to a personal injury solicitor that will accept your claim on a 'no win no fee' basis. But you have three years to go down that route; your priority now should be ensuring that your wife gets any medical treatment that she requires. Everything else is very much a secondary concern.

Parking_Trouble

The OP should be asking about how to spot the symptoms of concussion, not whiplash claims.

As mentioned by others a head injury needs looking at by a medic.

w211

Usually a company recommended by your insurance company who deals with injury claims will probably ring you up a day or so later asking if you (your wife) has any injuries.

suburbanwifey

Agreeing with Jamie here. Also, think I would prefer to think that as her husband you would be more interested in getting her to hospital to get her checked over rather than enquiring about personal injury claims. I get a bad feeling in my gut with posts like this, no offence meant of course, but gosh, get your priorities in order.

ILW

OP, on no account take her to hospital.
If they find nothing wrong this may affect your chance of an earner.
If she does have a serious head injury, left untreated she will probably die and then you will be in for a nice big payment from any life policies.
Champers all round.

suburbanwifey

ILW wrote: »

OP, on no account take her to hospital.
If they find nothing wrong this may affect your chance of an earner.
If she does have a serious head injury, left untreated she will probably die and then you will be in for a nice big payment from any life policies.
Champers all round.

I know you are joking, but there is a lot of truth said in jest I'm sure the first thing they both said was 'how much can we get'

suburbanwifey

But whiplash is extremely difficult to disprove, they won't even fight it, so they will be on to a winner eh.

*pulls a face*

AHAR

Those rare shunts are worth more than the common ones.

ILW

AHAR wrote: »

Those rare shunts are worth more than the common ones.

A bunch of them can be annoying.