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Change of circumstances
Lucky_number_seven
Posts: 19 Forumite
Just a query if anyone can help.
I believe i applied for a halifax credit card via a leaflet.
Filled in the details including work and i think i ticked the ppi box(not 100% as it was in 1998)but pretty sure.
By the time it was accepted i was unemployed.
Does the terms start from when i dated the application form or from when the card was opened?
Also as the full terms and conditions wasn't on the leaflet when i agreed to the insurance,would this make a difference.
I believe i applied for a halifax credit card via a leaflet.
Filled in the details including work and i think i ticked the ppi box(not 100% as it was in 1998)but pretty sure.
By the time it was accepted i was unemployed.
Does the terms start from when i dated the application form or from when the card was opened?
Also as the full terms and conditions wasn't on the leaflet when i agreed to the insurance,would this make a difference.
0
Comments
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Does the terms start from when i dated the application form or from when the card was opened?
Application. That is the snapshot of data that you filled in.Also as the full terms and conditions wasn't on the leaflet when i agreed to the insurance,would this make a difference.
The full T&C would not be expected at that stage unless you specifically asked for them.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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