Virgin cc requesting balance or selling debt/court action

jmp1971

Hi
I have a debt under £500 with Virgin. I made an arrangment with them to pay £1.00 per month which I pay each month. I have now recieved a letter to say to pay the balance or the debt may have to be sold to an agency and I may have to go to court. The only way to stop this would be to pay the balance in full. Ican up the payments to £2.00 per month, but I don't see the point if they may sell the debt or take me to court. Please advise.

Curr946

are you for real? that would take 41 and a bit years to clear.... your as well defaulting and as after 6 years the account would be removed from your credit file and statuary barred.

Rupert_Bear

jmp1971 wrote: »

Hi
I have a debt under £500 with Virgin. I made an arrangment with them to pay £1.00 per month which I pay each month. I have now recieved a letter to say to pay the balance or the debt may have to be sold to an agency and I may have to go to court. The only way to stop this would be to pay the balance in full. Ican up the payments to £2.00 per month, but I don't see the point if they may sell the debt or take me to court. Please advise.

Not surprising really. Dont you think its taking the michael a bit.

jmp1971

Curr946 wrote: »

are you for real? that would take 41 and a bit years to clear.... your as well defaulting and as after 6 years the account would be removed from your credit file and statuary barred.

Yes it is for real. When in debt it's not a choice.

jmp1971

Rupert_Bear wrote: »

Not surprising really. Dont you think its taking the michael a bit.

I pay what I'm able to. Its not a joke being in debt. I'm a single mother with two children and no child support. I'm doing the best I can.