We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Finally I have a mortgage I can start to pay off!
Comments
-
Aah, you're finding the new One Poll slow as well then, I thought it was because I wasn't on WiFi 🙁 Have given it up for now, as it was driving me mad! They've also not transferred my balance....
No shame in claiming for the support Vix, that's what it's there for. Your income is down and you have tried other ways of increasing it, so it's not as though you've just sat around waiting for a handout. You'll pay it back in tax soon enough once you're flourishing again 😀Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
One Poll is utterly dire - it's not you! There's time between each question to do a handful of jobs!
Thanks SC. I just wish there was an option to say I'll have less than the full amount. I.e. they calculate how much (which is done on-screen while you're doing it) and then you could claim up to that amount. It is, however, a relief to a) have that back up and b) have made the decision to claim it. And NI contributions will certainly be going up once we're out of this, so better to take advantage while the option is there - the self-employed are usually poorly treated, so it's nice to have some support for a change. (*climbs off political high horse*)Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
**climbs on political high horse**
Of course you should claim! If you're eligible, you claim, and if you're not sure, you still claim - mutters about structural financial inequalities that are staggeringly pronounced in the modern UK ...
**climbs off political high horse**
Anyway, how about that OnePoll, huh?2023: the year I get to buy a car4 -
Hmm... you do have to be sure this time around Karma - they’ve changed the criteria and you may have to produce evidence of substantial reduction in demand (in my case, other impacts are possible such as not being able to trade). So doing the maths was important and being able to show that there’s a clear link to the pandemic was necessary too. I wouldn’t want to be in the position that I might have to pay back/be fined in the future because I shouldn’t have claimed.
Claimed my £1 winnings earlier and offset it against some milk - 75p for four pints of organic milk, bargain!
Feel I’ve had a productive day today - lots of bitty jobs done. Am currently making some naans to go with one pan fish daal for dinner too.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Hope all goes smoothly with the claim vix and you should definitely claim anything you can! 🙂Mortgage Balance as of September 2025 £11,700
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!3 -
themadvix said:Hmm... you do have to be sure this time around Karma - they’ve changed the criteria and you may have to produce evidence of substantial reduction in demand (in my case, other impacts are possible such as not being able to trade). So doing the maths was important and being able to show that there’s a clear link to the pandemic was necessary too. I wouldn’t want to be in the position that I might have to pay back/be fined in the future because I shouldn’t have claimed.
So, the same thing that I've always done with tax records - if I claim something, I have to show I paid it out, and often how it relates to my business? Fair dos!2023: the year I get to buy a car2 -
Another one that thinks you are right to claim
Should a miracle occur and your finances go swiftly way up then you can always make a larger donation to a suitable charity at a future point if you feel that you've benefitted 'too much'? x
I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £203 -
To chime in on my not so high horse...you do what feels right for you, before you claim, during the drop in work and after things have settled!MFW: Was: £136,000.......Now: £47,736.58......2
-
What they all said. Seriously, you have paid your national insurance if you need to claim this safety net, you should.
Hope 2021 brings you all that you want x5 -
Thanks everyone, your reassurance is much appreciated!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards