AA unlimited instant access Cash ISA pays 3.5%

tony2toes

Seems to be the best deal so far, 3.5% rate is valid for 12 months:


http://www.theaa.com/savings/access-isa.html


Unlimited withdrawals.

Mikeyorks

But only 'new money'. No transfers in.

MoneySaverLog

Mikeyorks wrote: »

But only 'new money'. No transfers in.

And MOST people by now have already invested this years money

opinions4u

MoneySaverLog wrote: »

And MOST people by now have already invested this years money

Most people don't have an ISA at all.

MoneySaverLog

May be I should have said most people who have planned to invest into one this tax year have done so by now.

Ruth7

Thanks :j :j

AirlieBird

Would a BG kindly merged this thread with my earlier one on the ISA board.

Mikeyorks

MoneySaverLog wrote: »

May be I should have said most people who have planned to invest into one this tax year have done so by now.

So they'll be planning on transferring to this better rate? Which they can't do.

MoneySaverLog

Mikeyorks wrote: »

So they'll be planning on transferring to this better rate? Which they can't do.

But can open one in preperation for next years allowance only.

Hurri

Mikeyorks wrote: »

But only 'new money'. No transfers in.

I'm right in thinking I could transfer "this" years money (2011-2012) to the Santander 3.3% once my current bonus expires next year (3.35% till just a few days after April 6 - last years AA ISA), and open this new AA ISA @ 3.5% after April 6 for 2012-2013 money?

Assuming they're both still around then and nothing better comes along...

DragonQ

Yep, you can do that. I already have an ISA with Santander so I can hopefully just "upgrade" that account to their new Direct ISA Issue 9 and transfer all my previous years' ISA allowances into it. I also already have an account with the AA so getting their ISA should be easy.

That of course assumes that both will be available in April, which isn't guaranteed at all.