Nationwide Select vs Halifax Clarity (Credit Card)

robot1000

I've currently got both, but considering getting rid of the Clarity as they are refusing to up my credit limit, even though other providers have now problem doing so.

Before going through with the cancellation however, I just wondered whether there are any benefits you can get on the Halifax that you can't get with the new nationwide one (apart from the 18 months 0% on nationwide select)?

Thanks

Roger1

Foreign ATM use with the Clarity card @ 1% or so a month (for most cardholders). Some pay even less than this by paying back early.

chattychappy

Yep, main advantage is getting cash without fees except interest going forward.

BUT, in any case, excitable fraud prevention systems like nothing more than to block cards when you use them overseas because they get nervous. You can never relay on any single card working at any particular time.

If I were you I would keep the Clarity.

I'm abroad alot (mostly Asia, sometimes Europe). I use Post Office, Santander Zero and Select. I take them all and often end up using them all. Also have a few "expensive" cards just in case - Barclaycard, MBNA etc.