Santander 123 credit card

Stoneman_2

I've noticed today on my online account that one of my offers is a 123 card. It states that it's "Acceptance guaranteed".

However, when I click on the offer, it opens up a page for an e-saver?

Has anyone else had the offer and the same problem?

Also, as it's on my offer page, does guaranteed mean what it says or would it be based on a search. I can't see any small print, because I can't access the correct page.

I already have a credit card with them.

giorgio992

Hey the Santander card guaranteed means your guaranteed to be accepted subject to a credit check not showing up any previous fraud issues. Your credit limit will also be based on this check but you're guaranteed the minimum.

attila_

They offered me this card saying i qualified. We did the maths and it just did not work for me. The fuel cap is too low at 300/month. Plus it cost 24 per year.

Scrounger

attila_ wrote: »

They offered me this card saying i qualified. We did the maths and it just did not work for me. The fuel cap is too low at 300/month. Plus it cost 24 per year.

If you apply via topcashback you can get £20.20 cashback which brings the fee down to £3.80 for the year.

£300 of fuel per month will earn £108 cashback in a year (you could use another card for amounts over the £300).

Doesn't seem too bad?

Scrounger

Stoneman_2

The link disappeared a couple of days later , however, they did send me a letter offering 0% until march 2013, which is better for me:j

Ilike2ski

Hi, I obtained a Santander credit card to get 3 percent cashback from fuel and was using Sainsbury to buy fuel. Then I noticed it said some petrol stations are classified as supermarkets so only 1 percent cashback applies. I searched through the list of petrol retailers on their website and found many listed dont actually sell petrol (I actually live next door to one listed which I know dont sell petrol and rang some others), or the address is ambiguous, or when I finally found one, the petrol is so much more expensive then the other stations it counter-acts the cash back. Very Annoying! I advise you check on their website whether you actually have a non classified as supermarket supplier near you first.