ING ok or not?

furby-2003

can anyone tell me how many months you have to be in employment for with them?

Takecareofthepennies

As far as I can recall, ING -like all other lenders I've dealt with over the years- ask for your last three months' payslips as proof of income.

Not sure whether they have any requirements beyond that as to the length of your employment. Maybe just give them a call before you apply?

Antj29

ING did have a cracking rate, unfortunately i lost a customer to them as they do not allow business from introducers ( which is disgusting )

Anyway i would never advise a client to go to a new lender who has just set up, purely down to my experiences of First Active when they set up. They were apalling, in fact so bad thats why RBS brought all there mortgages back under one roof.

New lenders do have great ideas, but they do not have the experience to put it into practice.

And for christ sake ING, never launch to market with an amazing headline rate, as guess what, you get oversubscribed and the systems you do have full to bits. i would have thought that after the great TMB !!!!-up of 2004 which resulted in TMB shutting down all telephones and incoming business for a couple of weeks lenders would realise the damage this can do, oh well

sleepless_saver

sleepless_saver wrote:

I applied at the end of October and am still waiting. I have now spent nearly two months on current lender's SVR as a result of their delays :mad::mad::mad:. They said yesterday that it should be completed in a week.

UPDATE: They have finally completed it :rolleyes: though the same day I received the letter to tell me it was completed I got a third Standard Security form from them for me to fill in so they could process my application.

Takecareofthepennies

It might be worth complaining to them and asking them to refund you the difference in interest.

Unless ING can prove that they were waiting for info or paperwork from you, there is just no excuse why it should have taken them that long. Everybody else on here seems to have gone through the whole process in 4 weeks or less.

sleepless_saver

Takecareofthepennies wrote:

It might be worth complaining to them and asking them to refund you the difference in interest.

Unless ING can prove that they were waiting for info or paperwork from you, there is just no excuse why it should have taken them that long. Everybody else on here seems to have gone through the whole process in 4 weeks or less.

I was thinking about doing just that. I did return everything promptly so it was definitely down to them.