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Why would they change my interest?
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You should always be paying it off in full. When you are paid then pay off the credit card in full. Oh...you have no money...don't worry use the now empty credit card to buy your shopping and pay the bills and next month do exactly the same. There will never be any interest to pay.I know but I guess they also want their money back at some point and I've been making the minimum payment only over the past 18 months or so. I'm going to prioritize it anyway over the next couple of months and that will feel nice, to then have no credit card debt at all :-):footie:
Regular savers earn 6% interest (HSBC, First Direct, M&S) Loans cost 2.9% per year (Nationwide) = FREE money. 0
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