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Debate House Prices
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Whinging.
Comments
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I'll let you in to a little secret Hamish: When I took the MENSA test my IQ was 155 (on the 'easy' Cattell-B scale). That's top 1%. In fact nearly everything about me is top 1% :j, depending on how you want to measure it.
Wow.
I'm amazed......
I mean, how is it possible MENSA could let one slip through the cracks like that? :rotfl:“The great enemy of the truth is very often not the lie – deliberate, contrived, and dishonest – but the myth, persistent, persuasive, and unrealistic.
Belief in myths allows the comfort of opinion without the discomfort of thought.”
-- President John F. Kennedy”0 -
Mileage allowances cover:whats he driving, a range rover? I contribute 6p and recieve 22p per mile, but still easily cover 100% of fuel costs.
1. Wear and tear on the vehicle
2. Any extra insurance costs for doing more miles then you would going to one place of work
NOT just the cost of fuel.
But as someone receiving a mileage allowance off course you know that don't you.I'm not cynical I'm realistic
(If a link I give opens pop ups I won't know I don't use windows)0 -
I'll let you in to a little secret Hamish: When I took the MENSA test my IQ was 155 (on the 'easy' Cattell-B scale). That's top 1%. In fact nearly everything about me is top 1% :j, depending on how you want to measure it.
I know a few people with high IQs.
I prefer my friends with normal IQs they are a lot safer to be around.I'm not cynical I'm realistic
(If a link I give opens pop ups I won't know I don't use windows)0 -
Mileage allowances cover:
1. Wear and tear on the vehicle
2. Any extra insurance costs for doing more miles then you would going to one place of work
NOT just the cost of fuel.
But as someone receiving a mileage allowance off course you know that don't you.
And in this case, they don't get parking fee's covered. In the smaller holiday towns, they can face £3-4 charges. Sometimes two - three times a day.
It's either that, or they risk getting a ticket.
I know, I used to do their job, and parking money seems trivial, but when totted up at the end of the month, it can easily be £100+ out of your wages.
Seems a bit strange really. An MP would have none of it if they needed to park their car to get to the place they need to be to carry out their work.
They are also based in a hospital, where they have to buy a season pass to park...0 -
People can default on their mortgages, and banks foreclose, without the banks losing out. There can be enough equity (or insurance cover taken on high LTV loans) left for the bank to get back what it is owed, and even if there isn't then the (former) homeowner still owes the difference to the bank and will have to pay up. 'Handing back the keys' does not clear the debt.
Hence the switch to repayment mortgages. As banks are reducing exposure every month on the debt owed whilst being repaid capital.0 -
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breadlinebetty wrote: »It's still peanuts..............................:p
Its the beginning of the end for low rates.
Banks have until 2018 to recapitalise.
QE may well have ended.
The protection for consumers that borrow is disappearing. Leaving them exposed to the cold winds of market forces.0 -
Thrugelmir wrote: »Its the beginning of the end for low rates.
Banks have until 2018 to recapitalise.
QE may well have ended.
The protection for consumers that borrow is disappearing. Leaving them exposed to the cold winds of market forces.
I don't think so, there are plenty of alternatives to remaining on SVR. Perhaps the SVR rises will just stop people from being lazy and make them actually think about where they lend their money from and at what rate.0 -
Mileage allowances cover:
1. Wear and tear on the vehicle
2. Any extra insurance costs for doing more miles then you would going to one place of work
NOT just the cost of fuel.
But as someone receiving a mileage allowance off course you know that don't you.
Off (sic) course I know that. :rotfl:
My point was, despite receiving HALF the typical mileage that most companies pay for business, I still can cover costs. Who seriously would buy an Audi or any car with massive depreciation if all they are going to do is commute to work and back in the main? Poor personal choice if you ask me.0 -
RenovationMan wrote: »I don't think so, there are plenty of alternatives to remaining on SVR. Perhaps the SVR rises will just stop people from being lazy and make them actually think about where they lend their money from and at what rate.
For a fair few there is not. For those with less than 15-20% equity then it's unlikely they will be offered anything better than the SVR. Thats the same for people with bad credit, ir mortgages and those on self cert.0
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