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Reclaim PPI if you have already made a claim?
Gary_SSS
Posts: 37 Forumite
Hi,
I made 1 single claim against PPI when i was made redundent a few years ago - when i was sold the policy i was advised that i could claim for 12 months while out of work - however i was made redundent from a good salary paid job and couldnt find another.
Unbeknown to me i needed to sigh on for job seekers allowence
Jobseekers allowence let you have 12 weeks to find a similar skilled/paid job. After that you are pretty much forced to take any job u r offerred no matter what the salary
Therefore i had to go back to work in a poorly paid job after just 12 weeks - therfore i would never have been able to claim for 12 months while i tried to get a better job - I was shocked at this and believe that the "Peace of mind" they sold me wasnt really true and you couldnt actually claim for 12 months - so i claimed just one payment and then had to go back to work (coz of 30 days before i could make any claim anyway) has anyone else tried to claim to mis sale in these circumstances? cheers.
I made 1 single claim against PPI when i was made redundent a few years ago - when i was sold the policy i was advised that i could claim for 12 months while out of work - however i was made redundent from a good salary paid job and couldnt find another.
Unbeknown to me i needed to sigh on for job seekers allowence
Jobseekers allowence let you have 12 weeks to find a similar skilled/paid job. After that you are pretty much forced to take any job u r offerred no matter what the salary
Therefore i had to go back to work in a poorly paid job after just 12 weeks - therfore i would never have been able to claim for 12 months while i tried to get a better job - I was shocked at this and believe that the "Peace of mind" they sold me wasnt really true and you couldnt actually claim for 12 months - so i claimed just one payment and then had to go back to work (coz of 30 days before i could make any claim anyway) has anyone else tried to claim to mis sale in these circumstances? cheers.
0
Comments
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If you have the account number and reasons for mis sell put a claim in.
It is not the ppi policies fault that the JSA works this way so do not use this as a reason for mis sell, had you been out of work for 12 months the ppi would have paid those 12 months.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#step20
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