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Redundancy and PPI

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Hello all

I've been made redundant with my last day being end of this month. :(

I've got a secured loan with Picture and have PPI on it, but it runs out on 11th April. Does anyone have any experience with claiming on PPI? I was reading and the way I understand it, Picture will only paid for as long as the insurance is valid. Is this correct?

I would have thought that if I claimed today let's say it would cover my payments for the 12 mths once the insurance was active when I claimed?

Sorry if I'm being a thicko.

Thanks
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