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Learner driver insurance for big car?

ziggy2004
ziggy2004 Posts: 391
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I am finally learning to drive and am looking for insurance which will cover me on our family car. Our current insurer will not insure learner drivers on large cars.

I am aiming to pass my car this year as well so it would need to be insurance that would let me be an additional driver after I pass my test as well?

Does anyone know a company which does that and which is reasonable in price?

Thank you :)

Comments

  • worried_jim
    worried_jim Posts: 11,631
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    What car is it- need a bit more information than just "big car".
  • babaUK
    babaUK Posts: 53 Forumite
    Try Collingwood, they specialise in learner drivers. However i'm not sure how 'big' they will go, but it worth checking. You will get an instant quoate online.
  • ziggy2004
    ziggy2004 Posts: 391
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    What car is it- need a bit more information than just "big car".

    sorry it is a Volvo S80.
  • Rolandtheroadie
    Rolandtheroadie Posts: 5,102
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    Google learner car insurance and it will come up with loads of companies that will do insurance for a learner on a month to month basis.
    After you pass, as you're no longer a learner, you'll be able to be added to the family car.
  • GaryS
    GaryS Posts: 807 Forumite
    As per previous posting, give Collingwood a try. They will cover a Volvo S80 without any problems.
  • You'd be better off buying a cheap banger in the lowest insurance groups and starting off your own policy, start working some NCB up.

    Whether the insurance company is new driver/leaner friendly or not the insurance on a S80 barge will be horrendous.

    I suspect the saving between S80 and group 1 or 2 car will buy it and run it for the year.
  • spiro
    spiro Posts: 6,405
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    The thing to remember is when you go from being a leaner to a new driver (the day you pass your test) your insurance goes UP even if you are a named driver on someone elses policy because you can go out unsupervised.
    IT Consultant in the utilities industry specialising in the retail electricity market.

    4 Credit Card and 1 Loan PPI claims settled for £26k, 1 rejected (Opus).
  • Chorlie
    Chorlie Posts: 1,029
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    As other have stated buy yourself a cheap second hand small car, with a small engine and very low insurance (Vauxhall Corsa type) for a few hundred pounds.

    Add your parents to the insurance (as named drivers not the main driver) and learn in that, then keep for a while afterwards and start to build up your own NCB.

    Not only will it be cheaper than trying to add you to a group 13-15 insurance car, but why would you want to learn in a very big car, it's easier in a ikkle car and if you did prang it it won't be the family car that's off the road it will be a cheap, cheap to fix (loads of part from any scrap yard) or scrap car.
  • koike09
    koike09 Posts: 8 Forumite
    That would be a good idea!
  • MX5huggy
    MX5huggy Posts: 7,173
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    If you want to use the S80 then go ahead. I learnt in a 1972 series 3 Landrover, its not more difficult to drive a bigger car.

    From the OP I guess its not Dads car but Husbands car anyway and they may not want 2 cars so the NCB this is not an issue.
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