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Which card
emuzeg
Posts: 116 Forumite
in Credit cards
I have filled in the Moneysupermarket form and got a credit rating of 'good'. Recommends Capital One, Halifax and Lloyds student cards.
But I'm dubious.
I have only been back in the UK for 5 months (before that was abroad for 5 years) so I put my previous address as my last UK address which was a little over 5 years ago (I was only 16 then though).
Also since I am a student, I don't have a solid income and am living off my savings right now supported by family if I need it. Therefore I put 2000 as my annual income but that's very rough since it depends.
Will these make a difference? Next month I will look for work, ought I wait till employed before I apply for a c.card or act now upon my 'good' score from Money Supermarket?
Finally, bearing in mind I will pay off my debts EVERY month so rates are besides the point for me, which card is best for customer support etc? Lloyds or Halifax Student cards? Or Vanquis and Aquis etc?
Thanks in advance!
But I'm dubious.
I have only been back in the UK for 5 months (before that was abroad for 5 years) so I put my previous address as my last UK address which was a little over 5 years ago (I was only 16 then though).
Also since I am a student, I don't have a solid income and am living off my savings right now supported by family if I need it. Therefore I put 2000 as my annual income but that's very rough since it depends.
Will these make a difference? Next month I will look for work, ought I wait till employed before I apply for a c.card or act now upon my 'good' score from Money Supermarket?
Finally, bearing in mind I will pay off my debts EVERY month so rates are besides the point for me, which card is best for customer support etc? Lloyds or Halifax Student cards? Or Vanquis and Aquis etc?
Thanks in advance!
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