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Balance Transfer to Pay off An Overseas Card

Hi there,

Can anyone tell me if it's possible to apply for a UK credit card to pay off an overseas credit card by transferring the balance?

Otherwise, is it possible to apply for a loan to do the same?

I would really appreciate any help as my debt has been referred to a collection agency.

Thanks,
S

Comments

  • bengalknights
    bengalknights Posts: 5,021 Forumite
    Part of the Furniture 1,000 Posts
    You should be able to get a loan not to sure on cc bt
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It is not possible to balance transfer a balance from a UK card to a foreign one.
    As bengal has indicated if you can get a loan then that is the way forward and arrange an international transfer to pay off the foreign card.
  • chattychappy
    chattychappy Posts: 7,302 Forumite
    Or use the so-called "super balance transfer cards" to send money to a current account and then T/T the money yourself. (Or use another transfer service.)

    I think there is a method involving buying M&S travellers' cheques which you then cash.

    Someone will enlighten us soon..
  • Ben8282
    Ben8282 Posts: 4,821 Forumite
    1,000 Posts Combo Breaker Newshound!
    Just a question about a point raised in the original post. Is it actually possible to do a bt to a card account which is in collection (assuming it was a UK card)?
  • Or use the so-called "super balance transfer cards" to send money to a current account and then T/T the money yourself. (Or use another transfer service.)

    I think there is a method involving buying M&S travellers' cheques which you then cash.

    Someone will enlighten us soon..

    Hi there. Thanks for all your replies. I'll look into the SB transfer cards and try to find the best one, unless anyone knows?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    How long you been in the uk?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
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