Duration of employment and getting first mortgage

MARKMAKAVELI

Hi All, just a quick one.

I've never been out of work apart from once when I went travelling for about 9 months. I came back and went on the dole for about 3 months. Apart from this I've had full time work since leaving college at 18. I am 26 now.

Would they just look that since travelling I worked in a bank for 12months and my current job only 8 months and deny me?

What seems to be the standard?

ACG

There is no standard as such, however if you have been in employent at the same place for 6 months that should be fine.

kingstreet

Your historic employment record is pretty much irrelevant. As ACG said, a lender wants your current employment details and the longer you've been employed, or self-employed, the better.

MARKMAKAVELI

Thanks guys, I'll have been there around 18months by the time I'm thinking about buying. Cheers