Car insurance banned driver- pls help

zeeshm

Car Insurance Help - Driving Ban Insurance
I received a driving ban last year for receiving more than 12 points on my license.

Yes it was highly stupid and I deeply regret the offences that led to this. (before anyone asks none were for drink driving/driving without insurance).

I would like to move past this incident now and have been trying to rebuild my confidence on the road and rarely drive, so I would prefer to avoid unhelpful comments about my ban etc - my questions centres around car insurance

I've been going round in circles on this one:

- Rang the DVLA - they say I have a TT99 offence code on my license and zero points. They have no historically records of my previous offences, apparently and bizarelly they delete this off the system.

- Rang several insurance companies - they want the last 5 years endorsements on my license, in addition to my ban.

- Rang the court that issued the driving ban and they have no records in archive or at their office to indicate what my offences were how much I got charged and how many points I received for each one.

- I didn't keep my own records, but I think they are - a CU80 (mobile phone) at some point in Nov 2011, a CD10 more recently that led to the ban. The last 6 points were for speeding offences - but for the life of me I can't recall when how much i was fined etc.

- The insurance companies won't quote me without this info. I don't want to be dishonest and i dont want to invalidate my policy should a claim arise. I'm not even putting myself down as the main driver as I drive rarely.

My wife has 4 years no claims and we have a small baby hence the need to update the insurance.

Any tips/advice on how to declare - without the policy being invalidated?

Zee

zeeshm

When I received my license back from dvla all points were cleared from it and just a tt99 endorsement listed. The cps have convientuently not filed the correct paperwork as my name has been misspelt on the court paperwork and I didn't match what te class had.

Rolandtheroadie

My insurance companies have a list of all my accidents and convictions stretching back 5 years as I've always declared them.
The wifes insurers also have the same list.

Call previous insurers and ask them?

thenudeone

Just get a copy of the driver record from DVLA under the Data Protection Act.

They claim that "they delete this off the system" but I bet that the data is held somewhere.