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Credit Reports
leicsmarkyr
Posts: 560 Forumite
in Credit cards
When is best to get my (£2) credit reports from Experian and Equifax? I have used the free service in the past.
I know most finance providers produce their CAIS report at month end [so tonight] but can take a little while to update at the credit agencies so want to get the best picture.
I need to know which accounts to close as no longer used so my overall credit usage is reduced ready for my remortgage in November.
I know most finance providers produce their CAIS report at month end [so tonight] but can take a little while to update at the credit agencies so want to get the best picture.
I need to know which accounts to close as no longer used so my overall credit usage is reduced ready for my remortgage in November.
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Comments
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Not sure when updated as mine is updated several times a month.
Why not just get it the same time each month?
I used equifax fir te £2 one. Can be viewed for 30 days online and downloaded as a PDF.:beer:0 -
My Equifax credit report updates every Friday.
Don't know if that is the same for everyone else though.
Well that is when the alerts come though, but I have seen it update during the week as well.Money: Current Account: £85.24 | Cash ISA: £5300.00 | Online Saver: £2700.00* | Total Cash: £8085.24
Credit: Halifax: £2450.00 | Barclaycard: £1200.00 | Capital One: £300.00 | Very: £750.00
Income: Wages: £959.22/month | Debt: £957.04
Last Updated: 19/02/2013 | *Opened On: 18/01/20120
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