We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

RBS Gesture of Goodwill ???

Hi All

Today I have just had a letter from RBS with regards to my PPI claim too which I am persuing myself.
It reads..
"In the circumstances,and given the amount of time that has passed since you made your complaint,as a gesture of goodwill and without any admission of liability,the bank is prepared to make you a offer of £711.12."

Now do I accepet this first time offer or do I hand it over to the Ombudsman and see if they can increase my offer??

You see I have had this card since 1993 with out me never agreeing to have this PPI. But I am worried that if I turn this offer down will I stand to loose :think: "oh what to do"
Is there any one who has come along this same dilamer?
Can you help.

Comments

  • dunstonh
    dunstonh Posts: 121,283 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Now do I accepet this first time offer or do I hand it over to the Ombudsman and see if they can increase my offer??

    Or risk them withdrawing the offer and the FOS finding against you and getting nothing.

    Most PPI payments are goodwill payments.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.