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Total B***s**t
rafhelp
Posts: 372 Forumite
While ago i posted a thread about reclaiming PPI on a credit card everyone here said it was a scam.
But now im seeing adverts on national tv and news saying how banks actually paying back huge amounts to people who made claims!
So who was wrong.
My case was a bit different in that Total Refund (Century 21) said they could write off my credit card debt, due to something about the consumer credit act.
That company went bust, liquidated but their parent company century 21 still offer the same services. I was given a refund but the thing is it still cost me money and time to deal with this. So was my case different?
But now im seeing adverts on national tv and news saying how banks actually paying back huge amounts to people who made claims!
So who was wrong.
My case was a bit different in that Total Refund (Century 21) said they could write off my credit card debt, due to something about the consumer credit act.
That company went bust, liquidated but their parent company century 21 still offer the same services. I was given a refund but the thing is it still cost me money and time to deal with this. So was my case different?
Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
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Banks have little choice in the matter, they are duty bound to repay PPI claims. Where the word SCAM appears (albeit I have not seen your original post) would be the idea you would need some No Win No Fee company to claim it for you, who in turn gets a fee by winning it for you.
You already have won it if its a PPI repayment, so you need no separate company to win it for you, particularly when you can do it all by yourself.
:A:dance:1+1+1=1:dance::A
"Marleyboy you are a legend!"
MarleyBoy "You are the Greatest"
Marleyboy You Are A Legend!
Marleyboy speaks sense
marleyboy (total legend)
Marleyboy - You are, indeed, a legend.0 -
anks have little choice in the matter, they are duty bound to repay PPI claims.
No they are not. If you complain and they agree you have a valid complaint then they refund. If you do not have a valid complaint then they reject.Where the word SCAM appears (albeit I have not seen your original post) would be the idea you would need some No Win No Fee company to claim it for you, who in turn gets a fee by winning it for you.
I agree that was the most likely thing said.My case was a bit different in that Total Refund (Century 21) said they could write off my credit card debt, due to something about the consumer credit act.
That is the scam.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
so if i was not actually offered PPI, I assume to have PPI you have to pay a monthly premium? which i have not paid. so i cant get itHi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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What if you spent thousands on higher education and got one of the best degrees in the UK, told it would help you get a good high paid job, to then graduate and spend last year or two looking for work.
When you apply for work the degree works against you as they say you are highly qualified or they think they job would not satisfy you.
Can you claim that money back?Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0 -
What if you spent thousands on higher education and got one of the best degrees in the UK, told it would help you get a good high paid job, to then graduate and spend last year or two looking for work.
When you apply for work the degree works against you as they say you are highly qualified or they think they job would not satisfy you.
Can you claim that money back?
Of course not, you got what you paid for, a degree.0 -
lol, I didnt pay for a degree! I paid to educate myself with the knowledge that it would provide me with a better highly paid job/career.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam0
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Not sure this has ANYTHING even remotely to do with PPI or Ops question.lol, I didnt pay for a degree! I paid to educate myself with the knowledge that it would provide me with a better highly paid job/career.:A:dance:1+1+1=1:dance::A
"Marleyboy you are a legend!"
MarleyBoy "You are the Greatest"
Marleyboy You Are A Legend!
Marleyboy speaks sense
marleyboy (total legend)
Marleyboy - You are, indeed, a legend.0 -
Perhaps the OP is unattractive to employers due to his wholly inappropriate use of bad language?0
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best thread in ages Ha Ha0
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