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Wed 29th Feb - What small DFW things will you be doing?!
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pixiechick99
Posts: 3,728 Forumite


When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:money:
Morning all:wave:
My late start at work today, but taking dd2 off to get her braces fitted - she can't wait:D So, not an NSD as I need to pay to park at the hospital. But we won't have a drink and a cake in the cafe as I need to rush back for work...so an MSE trip really:o
Right, better get my list down:
Have a great hump day everyone:T
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important:money:
Morning all:wave:
My late start at work today, but taking dd2 off to get her braces fitted - she can't wait:D So, not an NSD as I need to pay to park at the hospital. But we won't have a drink and a cake in the cafe as I need to rush back for work...so an MSE trip really:o
Right, better get my list down:
- check banking
- check onepoll
- meal from plan tonight - chicken pasta bake
- chicken is defrosting in the fridge now
- lunch at home for dd2 and I
- heating off during the day - on low tonight
- LSD - just pay to park at the hospital
- switch lights and other things off when not being used
Have a great hump day everyone:T
I really need to sort out a new signature!
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Morning all,
Eek Pixie you posted 2 mins before me! I hope someone comes along & deletes my duplicate...:o
Today I will:-- [strike]Food from stores[/strike]
- [strike]Make use of free water/milk at work[/strike]
- [strike]Log calories using free app[/strike]
- [strike]Charge phone at work[/strike]
- [strike]Stay in for most of my lunchbreak to avoid spending, need to pop out for 1 thing though[/strike]
- [STRIKE]Check for surveys[/STRIKE]
- Enter comps
- Check online banking
- [STRIKE]Try & keep the heating off/low[/STRIKE]
- [STRIKE]Work on wedding related tasks[/STRIKE]
- [STRIKE]Take a look at diary to ensure I am up to date & prepared for everything coming[/STRIKE]
- [STRIKE]Check cashback[/STRIKE]
- [STRIKE]Check fleabay[/STRIKE]
- Dinner from meal plan
- [STRIKE]Read Martin's email[/STRIKE]
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:Current Savings: £1176.24 _party_
23.52% Saved!0 -
Morning all!!
Thanks for starting Pixie
I updated my sig last night and joined the march NSD challenge. Hopefully I can sort this out and stick to being good! ....Going out for dinner tonight w/BF but it's his treat so I'm allowing it!
Today I will:
- check bank- done!
- check onepoll
- lunch from home, sandwiches today- done. Stuffed!
- drink lots of water! done!
- NSD! done!
- stay in at lunch so can achieve above!! Went out for a walk but didn't spend!! :T
- 2 hours of studying (didn't do any yesterday, got distracted with TV so need to be extra good today!)!
That's all- have a good one!!! X x0 -
Good Morning all
Pixie - Thanks for starting us off. Hope DD1 is better and your trip to Dental Hospital goes as smoothly as you hope
Both my mum and LO are feeling much better today so today feels a lot easier already. had quite a productive day yesterday considering everything that was happening, I got my first payslip (in 8 years) and spoke to HR about Tax so hopefully that should be sorted for next month.
Today I will : (very repititive but helping at the moment)
Work 11.30 - 1.30 - Done
Check Banks - Done
Check Swapits - Done
Keep up to date with surveys -
Keep on top of emails -
Update food tracker (28lb off) - in progress
WW weigh-in - Another 2 1/2 lb off - yippee
Read -
Quick tidy round - Done
20 mins on Yantra mat -
Sort through more craft mags - In progress
Start sorting bedroom ready for stripping wallpaper (aim for today is to remove pictures, sort bedside cabinets, clear tops of cabinets and chest of drawers - thinks thats enough) - FAIL
Hope you all have a great day, catch you all later, love you all
C xGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Morning guys thanks for starting us off pixie! Good luck with the braces for mini pix hope they're not too painful for her
OMG so tired! Couldn't sleep till 4am :eek: just hope the day goes quickly...
today:- [STRIKE]check banking[/STRIKE]
- [STRIKE]check cc1 [/STRIKE]- almost ready for £20 cashback, just waiting for it last transactions to clear!
- [STRIKE]read martin's email[/STRIKE]
- [STRIKE]check through fridge freezer & do meal plan[/STRIKE]
- [STRIKE]look up recipes for melas[/STRIKE]
- cut up and freeze cooked sausages for a pasta bake during the month
- [STRIKE]brekkie & lunch from stores[/STRIKE]
- dinner at ex-mil's tonight & watching a film
- [STRIKE]onepoll in break[/STRIKE]
- call vodafone & find out why they haven't taken my monthly payment this year????
- early night!
DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Morning everyone, you all have very productive days ahead! Hoping for another NSD as I only have to pop out to see my consultant obstetrician. Heres my list...
.Have a NSD
.Meal from meal plan
.Pay Bills - done
.Check bank - done
.Check onepoll
.Attempt a bit of flylady cleaning
.Have a re-think of my whole budget and try to cut costs where poss.
.Heating off during day, couple hours in evening maxMarch'13 - Debt £13000 :eek:Total % paid - 0%0 -
Good Morning all
Pixie - Thanks for starting us off. Hope DD1 is better and your trip to Dental Hospital goes as smoothly as you hope
C xdetermined_new_ms wrote: »Morning guys thanks for starting us off pixie! Good luck with the braces for mini pix hope they're not too painful for her
Thanks Ziggy - dd1 is fine again and gone to school:D
No.2 daughter is excited about her brace going on - she's been waiting for this day for months, crazy child;) And dd1 wants her brace back (it was taken off in nov) - mad, the pair of them:rotfl:I really need to sort out a new signature!0 -
morning everyone :wave:
today i shall be:
reading weekly e-mail :money:
wasing clothes on 30 and putting on airer
freezing left over chilli from last night
hopefully a nsd
flylady duties
work
putting a bag of stuff together for charity shop
taking lunch to work
checkig spreadsheets
:T
Think thats me for today, have a lovely day xStill here..... but working on that!0 -
Thanks for starting us, Pix, I remember really wanting my braces when I was wee too!
Pernie, can you share a dress linky?I googled the name you posted yesterday but saw a whole load of dresses, which one is yours?
Hope you sleep better tonight, DNMS.
Nearly stressed to tears with work this morning, so taking a brain break to post here
Thank goodness its payday!
Anyway today:
- breakfast at home
- bike everywhere I need to go
- lunch provided by work
- transfer money to savings and update siggy
- work out March budget
- make vat of pumpkin soup, we have loads left after pumpkin risotto last night and it should feed us for a bit
- make shakshuka for dinner
- pop out at lunch and buy a few things for the kitchen which we desperately need but I was waiting for payday for (details, like forks!!)
When will this week be over already! I need a napMortgage free by 30:eek:: £28,000/£100,000Debt free as of 1 October, 2010
Taking my frugal life on the road!0 -
Morning everyone, thanks Pixie for the thread.
I've signed up for the NSD challenge too, I've gone for 15, quite steep as that's half the month!
I need to concentrate on study and course-work today, so I'll push the hoover round at some point and wipe the bathroom round, but that's about it.
PiqTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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Morning all, It’s a rather dull day here today but that’s a good thing as I am in the office all day.
My list for today
:)Quick shower done
:)Catch up with emails done
:)Look into jobs work in progress
:)Surveys- onepoll, inbox, mysurvey done
:)Play some free bingo
:)Superpoints, Swagbucks, Clicks done
:)Read Martins email
:)Do work that is in for today (4 clients) done
:)Mrs Flylady (won’t get much of this done today as in the office) done, Didn't get much done today
:)Give dh a list of things to do whilst I’m working done
:)All meals from stores done
I think that is everything that I need to get done today.Aiming to get Debt Free.0
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