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Marching into March with the NSD Challenge

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  • Wellyboots6
    Wellyboots6 Posts: 2,735 Forumite
    Boooo didn't nab a NSD today due to deciding I needed change for parking at work, so went to the shop to buy biscuits to take in for the office. Seemed to make sense until I realised I could have just parked further away from the office and walked in for free :(

    Ah well, means I have another 7 in a row stint to do at some point this month!
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Hi folks:),

    It is so cold today and we had some snow at one stage! Am still on the no red for lent wagon, but would be lying if I said I wasn't struggling:mad:, particularly as I got some new wines that arrived yesterday and they look like fine examples for red to taste:D. I'll just keep going in th

    e meantime though and will see how it goes. Declaring NSD5 for today please:beer:

    keep it up Red, I'm still on the no-choc wagon and I feel your wine pain :A
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    Evening all. Just declaring NSD No 4 for yesterday and NSD No 5 for today.

    Hugs to everyone who needs one.

    Rising, hope everything goes well on Friday. An extra big HUG coming your way.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif


    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
  • purpleorchid
    purpleorchid Posts: 354 Forumite
    confused now as i put a post on here earlier and its gone??

    anyway it said that i made a mistake of my nsds and it should be
    4/20 NSDS AND HAD 3 IN A ROW ON MONDAY.

    totally forgot about my ebay payment yesterday

    Luv P
    xx
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning,
    Wow, there are loads of NSDs to report this morning. :)
    Hope everyone is keeping warm. When is Spring going to get here?

    Welcome to all those that have set your target for March. BDINI will update the first page as soon as she can.
    DFW_57 – Good luck with your target of 12 NSDs :) – just take one day at a time and you’ll get there. And you are off the mark already with NSD #1 :j
    Those NSD’s are starting to come in for
    Beanielou – Well done on getting NSD #6 :j Keep going you are doing so well. :)
    Bottleofred – NSD #5. :T That’s brilliant. Well done on staying off the red especially with all the new stuff tempting you. :)
    Chris81418 – A brilliant NSD #6 for you.:j You are doing so well and I love your smiley’s too.:)
    Donna dynamo – NSD #3 :j for you and you sound very motivated at the moment.
    Ifwishes – NSD #4 That’s fantastic. :j Well done.:)
    Keiss – Well done on NSD #3. :T If I have put money aside for something I count the day I put it away as a spend and not the day I use it – IYSWIM.:) Good luck with those lightbulbs.:)
    Kerri gt – A brilliant NSD #3 :T in the bag now. Well done on getting rid of that old mobile. :)
    Lashley82 – NSD #2 for you. :j That’s great. Well done.:)
    Learning2Budget – A fantastic NSD #5 :j and well done for resisting but no coffee :eek:
    Mfmaybe – You are off the mark with NSD #1. :j Watch them come rolling in now.:)
    ModestyB – Well done for getting up to NSD #5. :T You are doing brilliantly.:)
    Nargleblast – Woo Hoo NSD #4 for you. :T Well blommin’ done :)
    Purpleorchid – I saw your first post! :) Well done for NSD #4 and for 3 in a row. :j
    QueenB. – An excellent NSD #4 for you. :T Don’t be sad about 3 in a row, that’s brilliant. :):j
    Yasmin2 - Well done for NSD #5. You are doing brilliantly :)

    And hello to
    Katy721- I’m sorry you didn’t get your NSD but you did end up with a packet of biscuits which sounds like a good deal to me. :j
    LMH – I hope you enjoyed your caramel latte. It certainly sounds good. :)
    Marmiterulesok- Glad you had a good time at the cinema, I’m not sure whether I fancy The Artist or not. :)
    Rising – Good luck with your next scan. I hope you manage to get through it this time. :):) Sending you a big ((((hug))))

    I managed NSD #6 yesterday and my 4 in a row target and just in the nick of time too as I'll have to spend today :( Went to make my coffee this morning and the milk is off :eek: So I might just pick up so other bits and pieces when I'm at it.

    Have a great Thursday x x
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Morning all,

    Just though I had better chip in and say Hi.

    No NSD's for me recently :(. I went to reheearse my presentation on Tuseday and bought some coffee and then yesterday WAS my dreaded presentation and so we went to Pizza express afterwards :). After all of my panicking it went really well and I think the lecturers were impressed so all in all...a good day.:T

    Not sure if we are venturing to Ald* or not later, if so it won't be an NSD.

    LMH (I think it was you!) I would offer to send some stollen cake but rather alarmingly we seem to be doing too well getting through it ourselves :eek:. I'm not going to take anymore out of the freezer today!

    OH has this batch cookming thing down to a fine art. He made ravioli with garlic mushroom and cheese filling the other day and so we have tons of those in the freezer too (they are lovely!:T)

    Rising - sorry to hear about the feline warfare. What a pain. I don't know loads about cats but couldn't you cover them both in catnip and trick them into liking eachother?!:rotfl::rotfl:

    Good luck on Friday, I hope it goes well.

    My Mum and Dad came round yesterday with my 'small' parcel of cleaning products which is actually a massive box. It is full of dettol spray (2), wipes (3), showershine (3), airfresheners (4) , 2 lots of CIF a vanish stick, flash spray (2), oven cleaner and other assorted odds and ends. Apparently that is only 1/3 of what she had...no wonder they couldn't close the cupboard :rotfl::rotfl:. There must be £40 of stuff there :eek: and we won't have to buy anything other than cheap bleach for about two years!!:T. I just have to find somewhere to put it all now!

    Have a great day then everyone,

    Laters,
    MTTS
    My beloved Grandmas mottos::A "A penny saved is a penny earnt"; "Nothing's a bargain unless you need it" "Mend and make do" #
    Sealed Pot challange 1573 £5.15
    Don't throw food away £2.72 wasted so far for 2012
    Make £10 per day 104~working on it!:)
    March NSD's 18/14 April 1/14
  • Bought a new pair of shoes for work (sole fell off nine and even the cobbler said it was beyond repair :-( ) and need to get some coffee so NSD missed today. Might buy my drawers set too then i don't need to spend anymore this week! L2B.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    I didn't manage a NSD yesterday 89p for some milk and 98p for semolina (it gives roasties such a lovely crunch) I'm running at 4 NSD and hope that today will pan out to be another.
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Hi
    Please put me down for10 NSDs TARGET this month.

    5 NSDs/10 already achieved. These were from 3 March to 7 March.

    DFF
    RBS £2,043.50 @0% until April 2014
    Virgin £2,522.78 @ 0% until November 2015
    Total Debt £4,566.28
    SPC 7 315. Emergency Fund 300/1000.
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