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MrsShazbat wrote: »
I ticked the box so that's their basis and that of the FOS for not upholding my claim. Tbh I only really took any notice when the PPI payment doubled one month, and then with all the publicity. I'm now hoping I haven't missed my appeal deadline with the FOS (Monday - I responded at about 9pm when I realised!) for it to go to the ombudsman. Haven't received any acknowledgement to my email back to the FOS as yet.
meachy73 wrote: »
Hi Everyone Not been on for a little while. I have two credit cards. One with Barclaycard and one with Capital One. If I remember right I took both these out round about 2002/2003 and it was applications in a magazine which I then posted. I think I ticked the PPI box (thinking that I wouldnt be accepted if I didnt) I didnt receive a follow up phone call, just a letter with my new card and advising of my credit limit. Whats the chances on claiming this back when it was me that ticked the box. I have been in arrears a few times with both of these and both are now still maxed out. Grateful for any replies. Thanks
kazzacake wrote: »
Hi Can you help?
I had a loan with Natwest bank which is now paid off but i did default on payments can i still reclaim? also i still bank with them will this be a problem?
debbie_1966 wrote: »
Hi all been following this forum for a while and decided to give this ago but i need your help,i got my first mortgage with northern rock 24 years ago and was told at the time unlees i took there ppi with cardif pinnacle i could not have my loan even though i worked full tim and got paid on the sick i did what they said, then after 5years i moved to a bigger house and again took my mortgage with northern rock and still had the ppi running of the first mortgage as it was paid monthly direct debit, i stayed in this house 10 year till i got divorced and once again got another mortgage with northern rock and yes still paying ppi with cardif pinnacle which still today iam am paying for my question is because this ppi was linked to my first motgage which then it was mis sold and even though i am still paying it today but have had 2 mortgages since then how far can i go back sorry for this been so long but iam not sure if i can claim please help
dhurley28 wrote: »
I took a loan for ~15k back in 2004/5 (exact date unknown) and of course took out the PPI as recommended by customer services. As I needed the monies ASAP, they informed my that removing this would reduce my chances and that my application would take longer to progress.
(The application was completed online, but called to confirm whether PPI would affect my application)
The loan was with Liverpool Victoria and as such the PPI premium was added to the loan amount and subject to Interest over the term
I originally took out the loan for 5 years (I think) but repaid 18 months early
I no longer have the paperwork having moved 4 months ago and the credit agreement would have been under my old address also
Should I complete a SAR (DPA) request to obtain my account number and details and then progress from there, or can I contact them with a claim in the first instance? And how would / should I progress given that my address has changed
Thanks in advance
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