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Halifax CC Final Setlement

Brenster
Posts: 254 Forumite


in Credit cards
Hi All
I have a relatively low balance of aprox £900 on my Halifax CC at a very low interest rate for life of 2.9% (made more sense than the 0% when the 3% transfer fee taken into account).
I am not in a DMP but have got the money to pay it off in full. Is their any chance of negotiating a reduced settlement based on me paying it off in full rather than the minimum £10 per month.
I am planning on paying it off anyway, but if i can pay of less thaen that would be great.
I am not expecting this is possible, but thought i would ask?
Thanks
I have a relatively low balance of aprox £900 on my Halifax CC at a very low interest rate for life of 2.9% (made more sense than the 0% when the 3% transfer fee taken into account).
I am not in a DMP but have got the money to pay it off in full. Is their any chance of negotiating a reduced settlement based on me paying it off in full rather than the minimum £10 per month.
I am planning on paying it off anyway, but if i can pay of less thaen that would be great.
I am not expecting this is possible, but thought i would ask?
Thanks
0
Comments
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Only if you never want credit again.0
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Fair enough, easy decision then !0
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