Barclaycard initial, sent out card then declined application??

Cfrance

Since I'm in the process of rebuilding my credit rating, I didn't want to push my chances by applying for a Barclaycard, so after looking around I decided to apply for a Barclaycard Initial Visa.
I did my application online on the 21st Feb, and an automated response said that my apBplication needed further checks and u would be notified of the decision in due course.
On the 24th Feb I got an email telling me my application had been accepted with a limit of £500 and my card would be with me within 10 days, it also gave me log in details for online billing which I logged into, I also called customer services who advised me my card had been posted.
I came home from work today to find my card had arrived, and I also had another letter which I presumed could be my pin..
However the second letter read:


Dear Miss (blah blah blah)

We regularly take a close look at our existing accounts. After looking at your account carefully it no longer meets our lending criteria, so we have decided to close it.
Unfortunately, we can't discuss the details of our criteria as they are confidential company information.

In line with the terms and conditions that allow either yourself of Barclaycard to close your account, we now give you notice of termination of this agreement with immediate effect.

Please make sure you cancel any direct debits by writing to the companies direct, as we cannot do this for you.

Kind Regards

Barclaycard

The date on this letter was 22nd Feb! Yet I received an acceptance email on the 24th and the date in the letter than my card came with was also the 24th!
I spoke to Batclaycard about this, who advised that this is their normal process and that my application hadn't been fully approved when the card was sent??.. but there was no mention of this on the acceptance email or on the letter that the card came with

Anyone ever heard of this happening? And where do I stand?

Cfrance

Any advice would be appreciated

TrueUnitedFan

try using the card online for a small purchase..... like one pounds or something.

stclair

This scenario is quiet common with Barclaycard.

You could contact them and try to appeal the decision.

Fruit_and_Nut_Case

Just noticed that the OP has posted this [STRIKE]twice[/STRIKE] three times. Is it possible to merge the threads?

KingElvis

Yep, you'll not have any luck.

BC change their mind between approval and card issue all the time, guess they must operate something like Natwest's AVU?