Pregnancy in a working family

AdrenalineJunkie22

Hello all,

I am looking for a bit of help and guidance as this is a particular topic i have little knowledge about....

I met my girlfriend about 3 years ago, she was a single mum on benefits living in privately rented accomodation on income support. After 2 years i had saved enough whilst living with my parents to buy my first house for all of us to move in together which made our family whole.

I work full time on around £25,000 and have a mortgage of £120,000. She not been in work for 5 years since just before she fell pregnant the first time around and after the break up with the biological father she has been a full time mum. As there were no part time jobs around she went to college for two years while the littlen was in nursery and she will be a fully qualified beauty therapist in two months...yes i have had numerous treatments i do not wish to mention...PS waxing hurts!!

The littlen is now 5 and is in full time education and loving every minute and doing us proud :T

We claim working tax credits which is about £10pw and child benefit which is £80 every 4 weeks.

The biological father is still involved and pays child maintenance and all is well...which is nice!

Today we found out we are expecting a littlen :j but i cannot seem to find a lot of information for a working dad and a non working mum with regards to benefits, grants etc....


Thank you in advance

One happy man

karenx

You wont get anything untill after the baby is born. Then you will get £13 extra child benefit a week and a little more tax credits. It will be child tax credits you get just now not working tax credits.
Theres no grants avaiable, apart from the sure start grant but you may not be entitled if your partner got it for her first child

MrsManda

Congratulations

you'll be able to claim Child Benefit for the new baby - it's currently £13.40 a week for a second child.
http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ChildBenefitandChildTrustFund/Childbenefits/Gettingstarted/ChildBenefitandwhoqualifies/DG_073770

Do you receive Child Tax Credits? If you do, your payment may increase - you need to inform Tax Credits once baby is born.
http://www.direct.gov.uk/en/MoneyTaxAndBenefits/TaxCredits/Keepingyourtaxcreditsuptodate/Changesthataffectyourtaxcredits/Familychanges/DG_172968

If you are an employee you are likely to be able to have two weeks paternity leave with Statutory Paternity Pay. It's worth checking your contract to see if your employer pays occupational paternity pay as they may have a more generous scheme.

http://www.direct.gov.uk/en/Parents/Moneyandworkentitlements/WorkAndFamilies/Paternityrightsintheworkplace/index.htm

I don't think you'll be entitled to anything else but someone else will hopefully be able to confirm/suggest other things you could apply for.

AdrenalineJunkie22

I know i had my suspicions too

The extra £50pw in benefits will be a great help as i am still paying for house move costs and luckily beauty therapy can be done mobile or at home so can help ease things a bit

DylanO

AdrenalineJunkie22 wrote: »

I know i had my suspicions too

The extra £50pw in benefits will be a great help as i am still paying for house move costs and luckily beauty therapy can be done mobile or at home so can help ease things a bit

There does seem to be a shortage of beauty therapists these days.;):D

Make sure the house stays in your name and you never marry, or you'll lose everything.

[Deleted User]

Just to put another spin on things there is no reason why your girlfriend can't look for a part time job after baby is born and your should still qualify for some Childcare Tax Credits?