Mortgage Providers - are their online products fixed?

advice_please_2

I'm coming to the end of our 5 year fixed with Nationwide. Going to find out what the SVR is, but also looking what 5 year fix rates there are.

On a Value £300k, £150k mortgage, 20 years

Nationwide has a:
5 yr, 3.89%, 3.99% SMR, fee £999, monthly £900

Brittania
5yr, 3.39%, 4.24% SVR, fee £999, monthly £861

Would the current provider such as Nationwide match other deals?

GMS

Mortgages are not a Moroccan Bazarr.

Call and ask if there are any retention rates available.

kingstreet

advice_please wrote: »

I'm coming to the end of our 5 year fixed with Nationwide. Going to find out what the SVR is, but also looking what 5 year fix rates there are.

On a Value £300k, £150k mortgage, 20 years

Nationwide has a:
5 yr, 3.89%, 3.99% SMR, fee £999, monthly £900

Brittania
5yr, 3.39%, 4.24% SVR, fee £999, monthly £861

Would the current provider such as Nationwide match other deals?

Are these the rates for existing customers not moving home? Many people make the mistake of looking at the remortgage rates. Those are products for customers new to the lender who are remortgaging. An existing customer isn't remortgaging, just looking for a new product.

Conversely, if you are looking at a new lender, you should look at remortgage rates as these will apply to you, a new customer.