We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
PPI claims on old mortgage
goldenboy7070
Posts: 10 Forumite
Hi
I received a form through the post at my parents address from FSCS regarding an old Welcome loan. I filled in forms and shortly after £757.66 landed in my bank. Easy I thought, I'd better look into all my old history. Scary!!
Divorced for six years. Mortgage with Nationwide, paid PPI to cover my wage so a claim has gone in there. After that we had a mortgage with Natwest, plus a loan with the Natwest. All of these had PPI on them, so letters have been sent out. Nationwide sent me a letter with the ex wifes name on it. Can I claim on my own? Natwest had now received my identity so should be hearing from them soon, but again we ahd this as a couple but PPI just covered me.
Can I claim for these solely at all?
I received a form through the post at my parents address from FSCS regarding an old Welcome loan. I filled in forms and shortly after £757.66 landed in my bank. Easy I thought, I'd better look into all my old history. Scary!!
Divorced for six years. Mortgage with Nationwide, paid PPI to cover my wage so a claim has gone in there. After that we had a mortgage with Natwest, plus a loan with the Natwest. All of these had PPI on them, so letters have been sent out. Nationwide sent me a letter with the ex wifes name on it. Can I claim on my own? Natwest had now received my identity so should be hearing from them soon, but again we ahd this as a couple but PPI just covered me.
Can I claim for these solely at all?
0
Comments
-
Before thinking about that, why do you think they were missold?0
-
Hi
I was in full time emplyment, and was covered for sickness and accident. Is that not a good enough reason?0 -
I was in full time emplyment, and was covered for sickness and accident. Is that not a good enough reason?
Being in full time employment is not a valid reason for complaint (indeed it is usually a requirement to confirm eligibility)
How long was the sick pay for?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
-
Thinking back I would have received full pay for six months, then three quarters pay for the next six months.0
-
goldenboy7070 wrote: »Thinking back I would have received full pay for six months, then three quarters pay for the next six months.
Are you sure? That is extremely rare. Indeed, I have never heard of sick pay of that level in 20 years of giving advice.
Did you tell the mortgage adviser that when you took it out?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Its 13 weeks at full pay, then the next 13 weeks at 3/4 pay. If still not fit for work, its then the next 26 weeks at 1/2 pay. Had to check with work this morning, so sorry for delay. I've sent form back to Nationwide with just that reason on the form, so that may well get rejected?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards