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Car Insurance Help

I am the policy holder on my vehicle insurance and my fiancé is the named driver. "SHE" has had 4 accidents/claims since April 2006. 1 is non fault, 1 is a contents theft awat from home and the other 2 were both fault.

What I want to know is, can I seperate myself from these accidents that were not my responsibility and have her removed from my insurance or will I still get clobbered by them??

My isurance has gone from £600 Full Comp to £ 1550 (which is the cheapest so far) or more.....much much more.

I'm thinking of getting a little runaround for my woman and run it 3rd party and keep my insurance seperate.

Any advise or ideas will be greatly appreciated


:D

Comments

  • impy78
    impy78 Posts: 3,157 Forumite
    As long as she didn't claim on your policy, then you should be fine.

    However, if she was insured on your policy, the claims will still go against you.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE ForumTeam
  • Bossyboots
    Bossyboots Posts: 6,759 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    It might still be cheaper to take her off now though as I would have thought she would be considered a high risk and therefore a large factor in the policy loading.

    Its probably worth getting a quote with and without her on the policy and see how it affects it.

    impy is right though that these will be counted against your policy but removing the "risk" factor may help.
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